531 Highland Dr, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 531 Highland Dr, Edgewater, MD 21037

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,080 sqft · built 1939
Lot Size	0.074 acres (3,240 sqft)
Owner	Individual Name on Record
Last Sale	$450,000 (Jun 2021)
Tax Bill	$4,250 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Oct 2020 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-904-06682000`

Property Details

APN / Parcel Number

Primary APN	`01-904-06682000`
Alternative APNs	`1-904-06682000` `90406682000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,080 sqft Living Area
1st Floor Area	1,080 sqft

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	3,240 sqft (0.074 acres)
Deck Area	50 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Municipal

Location & Zoning

Account Number	90406682000
Street Address	531 HIGHLAND DR
City	EDGEWATER
State	MD
Zip	21037-2929
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LTS 1865 1866 WOODLAND BEACH
Legal Subdivision	WOODLAND BEACH
Legal Block	1
Legal Lot Number	1865
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	1
Census Block	1017
Census Tract	701104

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	531 HIGHLAND DR, EDGEWATER, MD 21037-2929
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2021	Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP
Oct 29, 2020	Deed of Trust, Construction Loan · Construction Mortgage JACK G
Oct 29, 2020	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2021 · Amount on Record
Deed Sale	Jun 27, 2021 · Amount on Record
Prior Sale	Oct 29, 2020 · Amount on Record
Deed Book / Page	37075 / 251
Record Updated	Oct 29, 2026

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jun 27, 2021
Property Address	531 HIGHLAND DR, EDGEWATER, MD 21037-2929
Document Number	0370750251
Book / Page	37075 / 251
Map Reference	MB 8 FO 9
Instrument Date	May 26, 2021
Transaction Type	Transfer
Record Updated	Jul 28, 2021
Title Company	ABONAR TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	531 HIGHLAND DR, EDGEWATER, MD 21037-2929

Mortgage

Document Number	37075256
Date	Jun 27, 2021
Instrument	37075/256

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

October 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Oct 29, 2020
Property Address	531 HIGHLAND DR, EDGEWATER, MD 21037-2929
Document Number	0354980141
Book / Page	035498 / 000141
Instrument Date	Sep 30, 2020
Transaction Type	Construction Loan
Record Updated	Dec 17, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	531 HIGHLAND DR EDGEWATER MD 210372929, EDGEWATER, MD 21037-2929

Mortgage

Document Number	354980141
Date	Oct 29, 2020
Book Page	035498/000141

Lender

Name	JACK G
Address	14340 OLD MARLBORO PIKE, UPPER MARLBORO, MD 20772-2840

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 28, 2021

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Oct 29, 2020
Property Address	531 HIGHLAND DR, EDGEWATER, MD 21037-2929
Document Number	0354980135
Book / Page	035498 / 000135
Instrument Date	Sep 30, 2020
Transaction Type	Transfer
Record Updated	Dec 15, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$1,750.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	531 HIGHLAND DR EDGEWATER MD 210372929, EDGEWATER, MD 21037-2929

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$368,600 (+12.56%) Land $215,000 Building $153,600	$368,600 (-) Land $215,000 Building $153,600
2025	$4,250.00 (+11.93%)	$327,467 (+33.55%)	$368,600 (+50.33%) Land $215,000 Building $153,600
2024	$3,797.00 (+41.84%)
2023	$2,677.00	$245,200 Land $165,000 Building $80,200	$245,200 Land $165,000 Building $80,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2014–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD CREEK serves 26,033 people · EPA ID MD0020004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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