524 Highland Dr, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 524 Highland Dr, Edgewater, MD 21037

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,988 sqft · built 2017
Lot Size	0.092 acres (4,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$420,000 (May 2017)
Tax Bill	$5,723 (2025)
Deeds & Mortgages	Jan 2021 Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-904-90045647`

Property Details

APN / Parcel Number

Primary APN	`01-904-90045647`
Alternative APNs	`1-904-90045647` `90490045647`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	1,988 sqft Living Area
1st Floor Area	994 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Conventional
Exterior Material	Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	4,000 sqft (0.092 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	48 sqft
Patio Area	168 sqft
Shed	1 Shed
Shed Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	90490045647
Street Address	524 HIGHLAND DR
City	EDGEWATER
State	MD
Zip	21037-2926
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 2123 2124 WOODLAND BEACH
Legal Subdivision	WOODLAND BEACH
Legal Block	1
Legal Lot Number	2123
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	1
Census Block	1013
Census Tract	701104

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	524 HIGHLAND DR, EDGEWATER, MD 21037-2926
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage WESBANCO BANK INC
May 23, 2017	Deed, Transfer · Conventional Mortgage PRESIDENTIAL BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2017 · Amount on Record
Deed Sale	May 23, 2017 · Amount on Record
Prior Sale	Jul 8, 2010 · Amount on Record
Deed Document Number	201730960-101
Deed Book / Page	30960 / 101
Last Transfer Date	Dec 17, 2020
Transfer Doc	0360110132
Record Updated	Oct 29, 2026

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jan 25, 2021
Property Address	524 HIGHLAND DR, EDGEWATER, MD 21037-2926
Document Number	0360110132
Book / Page	36011 / 132
Map Reference	MB 8 FO 9
Instrument Date	Dec 17, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	COUNSEL TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	524 HIGHLAND DR, EDGEWATER, MD 21037-2926

Mortgage

Document Number	36011136
Date	Jan 25, 2021
Instrument	36011/136

Lender

Name	WESBANCO BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	May 23, 2017
Property Address	524 HIGHLAND DR, EDGEWATER, MD 21037-2926
Document Number	0309600101
Book / Page	30960 / 101
Map Reference	LB FSR3 FO21
Instrument Date	May 12, 2017
Instrument	30960-101
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	CAPITOL TITLE INS AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 HIGHLAND DR, EDGEWATER, MD 21037-2926

Mortgage

Document Number	30960107
Date	May 23, 2017
Instrument	30960-107

Lender

Name	PRESIDENTIAL BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$474,200 (+2.48%) Land $220,000 Building $254,200	$474,200 (-) Land $220,000 Building $254,200
2025	$5,723.00 (+2.14%)	$462,733 (+5.21%)	$474,200 (+7.82%) Land $220,000 Building $254,200
2024	$5,603.00 (+16.68%)
2023	$4,802.00	$439,800 Land $170,000 Building $269,800	$439,800 Land $170,000 Building $269,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2014–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD CREEK serves 26,033 people · EPA ID MD0020004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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