531 E Waverly St, Virden, IL 62690 Property Records

Macoupin County property record for 531 E Waverly St, Virden, IL 62690

Property Summary

Property Type	Single Family Home
Lot Size	0.694 acres (30,240 sqft)
Owner	Individual Name on Record
Last Sale	$110,000 (Jun 2020)
Tax Bill	$2,509 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage Mar 2018 Sale & Mortgage
APN	`04-09-277-015`

Property Details

APN / Parcel Number

Primary APN	`04-09-277-015`
Alternative APN	`08-002-385-00`

Exterior

Lot Area	30,240 sqft (0.694 acres)
Lot Dimensions	189 ft deep x 160 ft wide

Location & Zoning

Street Address	531 E WAVERLY ST
City	VIRDEN
State	IL
Zip	62690-1559
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1-3 EASTERN ACRES 160 X 189 04-09-277-015
Legal Subdivision	EASTERN ACRES
Legal Lot Number	1-3
Jurisdiction	MACOUPIN IL
Township / Civil Division	VIRDEN
Census Block Group	2
Census Block	2033
Census Tract	956000

Owner

Source: Macoupin County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	531 E WAVERLY ST, VIRDEN, IL 62690-1559
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2020	Warranty Deed, Transfer · Conventional Mortgage PRAIRIE STATE BANK & TRUST
Mar 12, 2018	Deed, Transfer · FHA Mortgage LEADER ONE FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2020 · Amount on Record
Deed Sale	Jun 29, 2020 · Amount on Record
Prior Sale	Mar 12, 2018 · Amount on Record
Deed Document Number	2020583179
Prior Transfer Date	Sep 23, 2013
Prior Transfer Doc	0000533850
Record Updated	Oct 29, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOUPIN IL
Recording Date	Jun 29, 2020
Property Address	531 E WAVERLY ST, VIRDEN, IL 62690-1559
Document Number	583179
Map Reference	PB H PG 85
Instrument Date	Mar 30, 2020
Instrument	583179
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	MADISON CNTY TITLE II LLC, MADISON COUNTY TITLE II LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1052 W MORTON AVE, JACKSONVILLE, IL 62650-3152

Mortgage

Document Number	583180
Date	Jun 29, 2020
Instrument	583180

Lender

Name	PRAIRIE STATE BANK & TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MACOUPIN IL
Recording Date	Mar 12, 2018
Property Address	531 E WAVERLY ST, VIRDEN, IL 62690-1559
Document Number	567334
Map Reference	PB A PG 23
Instrument Date	Mar 9, 2018
Instrument	567334
Transaction Type	Transfer
Record Updated	Jul 22, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$183.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	531 E WAVERLY ST, VIRDEN, IL 62690-1559

Mortgage

Document Number	567335
Date	Mar 12, 2018
Instrument	567335

Lender

Name	LEADER ONE FINANCIAL CORP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	4.62%

Tax Assessment & Valuation

Source: Macoupin County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macoupin County
County Subdivision	Virden Township
Municipality	Virden City
Unified School District	North Mac Community Unit School District 34 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,509.00 (+2.41%)	$31,672 (+7%) Land $11,006 Building $20,666	$95,016 (+7%) Land $33,018 Building $61,998
2024	$2,450.00 (+8.07%)	$29,600 (+15.56%) Land $10,286 Building $19,314	$88,800 (+15.56%) Land $30,858 Building $57,942
2022	$2,267.00	$25,614 Land $8,901 Building $16,713	$76,842 Land $26,703 Building $50,139

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VIRDEN serves 3,274 people · EPA ID IL1171100
Water Source	Purchased surface water from OTTER LAKE WATER COMMISSION
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Royell Communications Fiber	7,000 / 7,000
Frontier Fiber	7,000 / 7,000
Sparklight Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, Wisper ISP.

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