424 E Waverly St, Virden, IL 62690 Property Records

Macoupin County property record for 424 E Waverly St, Virden, IL 62690

Property Summary

Property Type	Single Family Home
Lot Size	0.248 acres (10,822 sqft)
Owner	Individual Name on Record
Last Sale	$60,000 (Jan 2026)
Tax Bill	$1,771 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Jan 2026 Sale & Mortgage + 1 more
APN	`04-09-257-006`

Property Details

APN / Parcel Number

Primary APN	`04-09-257-006`
Alternative APN	`08-002-321-00`

Exterior

Lot Area	10,822 sqft (0.248 acres)
Lot Dimensions	120 ft deep x 90.1 ft wide

Location & Zoning

Street Address	424 E WAVERLY ST
City	VIRDEN
State	IL
Zip	62690-1558
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 & W 1/2 LOT 12 YOUNGS SUBD
Legal Subdivision	YOUNGS SUBD
Legal Lot Number	11
Jurisdiction	MACOUPIN IL
Township / Civil Division	VIRDEN
Census Block Group	2
Census Block	2035
Census Tract	956000

Owner

Source: Macoupin County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	424 E WAVERLY ST, VIRDEN, IL 62690-1558
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jan 27, 2026	Administrator's Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Apr 8, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2026 · Amount on Record
Deed Sale	Jan 27, 2026 · Amount on Record
Prior Sale	Jul 1, 2009 · Amount on Record
Deed Document Number	2026622215
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOUPIN IL
Property Address	424 E WAVERLY ST, VIRDEN, IL 62690-1558
Transaction Type	Mortgage
Record Updated	Jan 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 E WAVERLY ST, VIRDEN, IL 62690-1558

Mortgage

Document Number	0000622084
Date	Jan 16, 2026
Instrument	622084

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Interest

Rate	7.12%

January 2026: Administrator's Deed, Transfer

Document Type	Administrator's Deed
Jurisdiction	MACOUPIN IL
Recording Date	Jan 27, 2026
Property Address	424 E WAVERLY ST, VIRDEN, IL 62690-1558
Document Number	0000622215
Instrument Date	Jan 8, 2026
Instrument	622215
Transaction Type	Transfer
Record Updated	Feb 18, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 E WAVERLY ST, VIRDEN, IL 62690-1558

Mortgage

Document Number	0000622084
Date	Jan 27, 2026
Instrument	622084

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Interest

Rate	7.12%

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACOUPIN IL
Recording Date	Apr 8, 2022
Property Address	424 E WAVERLY ST, VIRDEN, IL 62690-1558
Document Number	0000598032
Map Reference	PB H PG 49
Instrument Date	Apr 5, 2022
Instrument	598032
Transaction Type	Transfer
Record Updated	May 4, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	782 S SPRING CREEK RD, 782, PLEASANT PLAINS, IL 62677-3501

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	782 S SPRING CREEK RD, PLEASANT PLAINS, IL 62677-3501

Tax Assessment & Valuation

Source: Macoupin County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macoupin County
County Subdivision	Virden Township
Municipality	Virden City
Unified School District	North Mac Community Unit School District 34 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,771.00 (-19.28%)	$28,359 (+7%) Land $3,917 Building $24,442	$85,077 (+7%) Land $11,751 Building $73,326
2024	$2,194.00 (+46.36%)	$26,504 (+15.56%) Land $3,661 Building $22,843	$79,512 (+15.56%) Land $10,983 Building $68,529
2022	$1,499.00 Homeowner's exemption	$22,935 Land $3,168 Building $19,767	$68,805 Land $9,504 Building $59,301

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VIRDEN serves 3,274 people · EPA ID IL1171100
Water Source	Purchased surface water from OTTER LAKE WATER COMMISSION
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Royell Communications Fiber	7,000 / 7,000
Frontier Fiber	7,000 / 7,000
Sparklight Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, Wisper ISP.

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