531 E Southern Rd, Coldwater, MI 49036 Property Records

Branch County property record for 531 E Southern Rd, Coldwater, MI 49036

Property Summary

Property Type	Single Family Home
Lot Size	0.42 acres (18,295 sqft)
Owner	Individual Name on Record
Last Sale	$8,600 (Oct 2012)
Tax Bill	$2,047 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`150-P16-000-005-99`

Property Details

APN / Parcel Number

Primary APN	`150-P16-000-005-99`

Exterior

Lot Area	18,295 sqft (0.42 acres)

Location & Zoning

Street Address	531 E SOUTHERN RD
City	COLDWATER
State	MI
Zip	49036-9593
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 5 & 6 PAZITNEYS COURT NO 2 SEC 11-14 T8S R6W FROM 150-P16-000-006-00 & 150-P16-000-005-00 NEW FOR 2014
Legal Subdivision	PAZITNEYS COURT #2
Legal Lot Number	5-6
Jurisdiction	BRANCH MI
Township / Civil Division	KINDERHOOK
Census Block Group	3
Census Block	3028
Census Tract	951000

Owner

Source: Branch County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	531 E SOUTHERN RD, COLDWATER, MI 49036-9593
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL LENDING
Apr 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Jul 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage PROFED FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2012 · Amount on Record
Deed Sale	Oct 19, 2012 · Amount on Record
Prior Sale	Sep 26, 2011 · Amount on Record
Deed Document Number	20127154
Prior Transfer Date	Sep 9, 2012
Prior Transfer Doc	201206821
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Recording Date	Jul 23, 2026
Property Address	531 E SOUTHERN RD, COLDWATER, MI 49036-9593
Document Number	0000004632
Instrument Date	Jul 16, 2026
Instrument	20264632
Transaction Type	Mortgage
Record Updated	Aug 4, 2026
Title Company	SERVICE LINK LP, SERVICE LINK

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	531 E SOUTHERN RD, COLDWATER, MI 49036-9593

Mortgage

Document Number	0000004632,
Date	Jul 23, 2026
Instrument	20264632

Lender

Name	CAPITAL LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	531 E SOUTHERN RD, COLDWATER, MI 49036-9593
Transaction Type	Mortgage
Record Updated	May 6, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	531 E SOUTHERN RD, COLDWATER, MI 49036-9593

Mortgage

Document Number	0202203010
Date	Apr 25, 2022
Instrument	2022-03010

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	531 E SOUTHERN RD, COLDWATER, MI 49036-9593
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202004785
Date	Jul 29, 2020
Instrument	2020-04785

Lender

Name	PROFED FCU
Type	Credit Union
Address	LIMA, OH 45805

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2035

Tax Assessment & Valuation

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
County Subdivision	Kinderhook Township
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$176,200 (+4.51%)	$352,400 (+4.51%)
2025	$2,047.00 (+2.66%)	$168,600	$337,200
2024	$1,994.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1982–2018)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Lakeland Internet Fixed Wireless	100 / 20
MetaLINK Technologies Fixed Wireless	25 / 5
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T, DMCI Broadband, Mercury Fiber.

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