Branch County property record for 423 E Southern Rd, Coldwater, MI 49036
| Property Type | Single Family Home |
|---|---|
| Lot Size | 6.75 acres (294,030 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,813 (2025) |
| Deeds & Mortgages | May 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 150-010-300-005-24 |
| Primary APN | 150-010-300-005-24 |
|---|
| Lot Area | 294,030 sqft (6.75 acres) |
|---|
| Street Address | 423 E SOUTHERN RD |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-9513 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM AT W 1/4 POST TH S 00DEG 33MIN 26SEC E 907.08 FT ALG C/L OF E SOUTHERN RD; TH S 78DEG 02MIN 45SEC E 851.78 FT ALG SD C/L |
| Legal Range | 06W |
| Legal Township | 08S |
| Legal Section | 10 |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | KINDERHOOK |
| Census Block Group | 2 |
| Census Block | 2041 |
| Census Tract | 951100 |
Source: Branch County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 423 E SOUTHERN RD, COLDWATER, MI 49036-9513 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Property Address | 423 E SOUTHERN RD, COLDWATER, MI 49036-9513 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2022 |
| Name | Verified Name |
|---|---|
| Address | 423 E SOUTHERN RD, COLDWATER, MI 49036-9513 |
| Document Number | 0202203206 |
|---|---|
| Date | May 2, 2022 |
| Instrument | 2022-03206 |
| Name | CALCON MUTUAL MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2052 |
Source: Branch County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| County Subdivision | Kinderhook Township |
| Unified School District | Coldwater Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $234,100 (+22.5%) | $468,200 (+22.5%) | |
| 2025 | $2,813.00 (+2.63%) | $191,100 | $382,200 |
| 2024 | $2,741.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| MetaLINK Technologies Fixed Wireless | 200 / 50 |
| Lakeland Internet Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 25 / 3 |
May also be available: DMCI Broadband, Frontier, Mercury Fiber, T-Mobile.
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