531 Cockspur Rd, Irmo, SC 29063 Property Records

Richland County property record for 531 Cockspur Rd, Irmo, SC 29063

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,565 sqft · built 1977
Lot Size	0.351 acres (15,298 sqft)
Owner	Individual Name on File
Last Sale	$104,375 (Dec 2008)
Tax Bill	$1,261 (2025)
Deeds & Mortgages	Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03213-04-25`

Property Details

APN / Parcel Number

Primary APN	`03213-04-25`
Alternative APNs	`R03213-04-25` `00027857`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,565 sqft Heated Area
Gross Area	2,198 sqft
1st Floor Area	1,565 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,298 sqft (0.351 acres)
Pool Type	Pool with Hot Tub/Spa
Porch	Slab
Porch Area	633 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00027857
Street Address	531 COCKSPUR RD
City	IRMO
State	SC
Zip	29063-2766
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 22 BLK K-1 105X140X105X140 #SU FRIARSGATE #PR X-4330 52-2626
Legal Subdivision	NEW FRIARSGATE
Legal Lot Number	22
Jurisdiction	RICHLAND SC
Township / Civil Division	DUTCH FORK
Census Block Group	5
Census Block	5007
Census Tract	10305

Owner

531 Cockspur Rd is owned and occupied by an individual who bought it in December 2008.

Source: Richland County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	531 COCKSPUR RD, IRMO, SC 29063-2766
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2008 · Amount on File
Deed Sale	Dec 9, 2008 · Amount on File
Prior Sale	May 5, 2008 · Amount on File
Deed Document Number	200893957
Deed Book / Page	1480 / 1154
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	531 COCKSPUR RD, IRMO, SC 29063-2766
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026742659
Date	Oct 8, 2021
Book Page	2674/2659
Instrument	2021067624

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 531 Cockspur Rd was $1,261.

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Irmo Town
Unified School District	Lexington School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,261.00	$128,900	$213,400 Land $25,000 Building $188,400
2023	$1,044.00	$4,484	$112,100
2021	$1,065.00	$4,480	$120,600 Land $19,200 Building $101,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 531 Cockspur Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 34 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	34 in force
Nearby Flood Claims	21 (1987–2021)
Claims Outside the SFHA	9 of 21
Most Recent Claim	Jul 2021 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2015 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 531 Cockspur Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 94% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CarolinaConnect Cooperative Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20