Richland County property record for 524 Cockspur Rd, Irmo, SC 29063
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,320 sqft · built 1978 |
| Lot Size | 0.42 acres (18,315 sqft) |
| Owner | Individual Name on File |
| Last Sale | $170,500 (Dec 2021) |
| Tax Bill | $1,731 (2025) |
| Deeds & Mortgages | Jan 2022 Transfer Dec 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 03213-03-16 |
| Primary APN | 03213-03-16 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,320 sqft Heated Area |
| Gross Area | 1,656 sqft |
| 1st Floor Area | 1,320 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Raised Ranch |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 18,315 sqft (0.42 acres) |
| Garage Area | 301 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 35 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00027321 |
|---|---|
| Street Address | 524 COCKSPUR RD |
| City | IRMO |
| State | SC |
| Zip | 29063-2765 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 15 BLK M-1 99.9X146.4X99.9X146.6 #PR FAIRSGATE B SEC 6 #PR RB868-3447 53-3888 X-5910 |
| Legal Subdivision | NEW FRIARSGATE |
| Legal Lot Number | 15 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | DUTCH FORK |
| Census Block Group | 5 |
| Census Block | 5006 |
| Census Tract | 10305 |
524 Cockspur Rd is owned and occupied by an individual who acquired it in January 2022.
Source: Richland County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 524 COCKSPUR RD, IRMO, SC 29063-2765 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 18, 2022 | Intrafamily Transfer, Transfer |
| Dec 29, 2021 | Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO |
| Jul 29, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| May 30, 2018 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 29, 2021 · Amount on File |
| Deed Sale | Dec 29, 2021 · Amount on File |
| Prior Sale | Oct 23, 2014 · Amount on File |
| Deed Document Number | 202185403 |
| Deed Book / Page | 2701 / 1956 |
| Last Transfer Date | Jan 13, 2022 |
| Transfer Doc | 0027070059 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Jan 18, 2022 |
| Property Address | 524 COCKSPUR RD, IRMO, SC 29063-2765 |
| Document Number | 0027070059 |
| Book / Page | 2707 / 59 |
| Map Reference | MB X PG 5910 |
| Instrument Date | Jan 13, 2022 |
| Instrument | 2022002603 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 524 COCKSPUR RD, IRMO, SC 29063-2765 |
| Document Type | Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Dec 29, 2021 |
| Property Address | 524 COCKSPUR RD, IRMO, SC 29063-2765 |
| Document Number | 0027011956 |
| Book / Page | 2701 / 1956 |
| Map Reference | MB X PG 5910 |
| Instrument Date | Dec 22, 2021 |
| Instrument | 2021085403 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $443.30 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 524 COCKSPUR RD, IRMO, SC 29063-2765 |
| Document Number | 2021085404 |
|---|---|
| Date | Dec 29, 2021 |
| Instrument | 2021085404 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Jul 29, 2020 |
| Property Address | 524 COCKSPUR RD, IRMO, SC 29063-2765 |
| Document Number | 2513/1743 |
| Book / Page | 002513 / 001743 |
| Instrument Date | Jun 17, 2020 |
| Instrument | 37765 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1731 NICHOLAS DR SUMTER SC 291547909, SUMTER, SC 29154-7909 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 524 COCKSPUR RD, IRMO, SC 29063-2765 |
| Document Number | 2309/2337 |
| Instrument Date | May 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 524 COCKSPUR RD IRMO SC 290632765, IRMO, SC 29063-2765 |
| Document Number | 2309/2337 |
|---|---|
| Date | Jun 7, 2018 |
| Book Page | 002309/002337 |
| Instrument | 39616 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jun 6, 2043 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 524 Cockspur Rd was $1,731.
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Irmo Town |
| Unified School District | Lexington School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,731.00 | $196,100 (-) | $198,500 (-) Land $25,000 Building $173,500 |
| 2024 | $196,100 (+2,775.37%) | $198,500 (+16.42%) Land $25,000 Building $173,500 | |
| 2023 | $4,876.00 | $6,820 | $170,500 |
| 2021 | $2,614.00 | $5,380 | $103,400 Land $19,200 Building $84,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 524 Cockspur Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 34 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 21 (1987–2021) |
| Claims Outside the SFHA | 9 of 21 |
| Most Recent Claim | Jul 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 524 Cockspur Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 94% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CarolinaConnect Cooperative Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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