Ashtabula County property record for 531 Clay St, Jefferson, OH 44047
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,588 sqft · built 1955 |
| Lot Size | 3.75 acres (163,698 sqft) |
| Owner | Individual Name on File |
| Last Sale | $108,500 (Jan 2014) |
| Tax Bill | $3,796 (2025) |
| Deeds & Mortgages | Jun 2024 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-005-00-046-00 |
| Primary APN | 25-005-00-046-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,588 sqft Living Area |
| Gross Area | 2,164 sqft |
| 1st Floor Area | 1,368 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 163,698 sqft (3.75 acres) |
| Terrain | Low |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 44 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Pole Barn | 1,280 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 531 CLAY ST |
|---|---|
| City | JEFFERSON |
| State | OH |
| Zip | 44047-8729 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 35 |
| Legal Subdivision | ASHTABULA |
| Legal Lot Number | 35 |
| Jurisdiction | ASHTABULA OH |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 1102 |
531 Clay St is owned and occupied by an individual who bought it in January 2014.
Source: Ashtabula County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 531 CLAY ST, JEFFERSON, OH 44047-8729 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 15, 2014 · Amount on File |
| Deed Sale | Jan 15, 2014 · Amount on File |
| Prior Sale | Mar 31, 2011 · Amount on File |
| Deed Document Number | 2014446 |
| Deed Book / Page | 558 / 1806 |
| Prior Transfer Date | Mar 21, 2011 |
| Prior Transfer Doc | 0000002952 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Property Address | 531 CLAY ST, JEFFERSON, OH 44047-8729 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000005203 |
|---|---|
| Date | Jun 20, 2024 |
| Book Page | 820/2417 |
| Instrument | 2024-00005203 |
| Name | COMMUNITY FIRST CU |
|---|---|
| Type | Credit Union |
| Address | ASHTABULA, OH 44004 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 531 Clay St was $3,796, up 90.7% from the year before.
Source: Ashtabula County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ashtabula County |
| County Subdivision | Jefferson Township |
| Unified School District | Jefferson Area Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,796.00 (+90.66%) | $46,310 (-) Land $12,360 Building $33,950 | $132,300 Land $35,300 Building $97,000 |
| 2024 | $1,991.00 (-3.68%) Homeowner's exemption | $46,310 (-) Land $12,360 Building $33,950 | |
| 2023 | $2,067.00 (+26.42%) Homeowner's exemption | $46,310 (+37.21%) Land $12,360 Building $33,950 | $132,300 Land $35,300 Building $97,000 |
| 2022 | $1,635.00 Homeowner's exemption | $33,750 Land $9,490 Building $24,260 | |
| 2020 | $96,400 Land $27,100 Building $69,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 531 Clay St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2006.
Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2006) |
| Most Recent Claim | Jul 2006 · Severe Storms, Straight Line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 531 Clay St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
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