445 Clay St, Jefferson, OH 44047 Property Records

Ashtabula County property record for 445 Clay St, Jefferson, OH 44047

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,632 sqft · built 1981
Lot Size	5.6 acres (243,936 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,447 (2025)
Deeds & Mortgages	Jul 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`25-005-00-048-01`

Property Details

APN / Parcel Number

Primary APN	`25-005-00-048-01`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,632 sqft Living Area
1st Floor Area	816 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1990
Architectural Style	Old Style
Exterior Material	Aluminum/Vinyl
Lot Area	243,936 sqft (5.6 acres)
Terrain	Low
Porch	Open Frame Porch
Porch Area	312 sqft
Pole Barn	864 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	445 CLAY ST
City	JEFFERSON
State	OH
Zip	44047-9724
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	35
Jurisdiction	ASHTABULA OH
Township / Civil Division	JEFFERSON
Census Block Group	3
Census Block	3019
Census Tract	1102

Owner

445 Clay St is owned and occupied by two individuals.

Source: Ashtabula County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	445 CLAY ST, JEFFERSON, OH 44047-9724
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

July 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ASHTABULA OH
Recording Date	Jul 6, 2021
Property Address	445 CLAY ST, JEFFERSON, OH 44047-9724
Document Number	0000008086
Book / Page	743 / 2114
Instrument Date	Jun 14, 2021
Instrument	202100008086
Transaction Type	Transfer
Record Updated	Dec 23, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 445 Clay St was $6,447 with a homeowner's exemption.

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Jefferson Township
Unified School District	Jefferson Area Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,447.00	$78,650 Land $16,380 Building $62,270	$224,700 Land $46,800 Building $177,900
2023	$3,093.00 (+32.46%) Homeowner's exemption	$78,650 (+37.76%) Land $16,380 Building $62,270	$224,700 Land $46,800 Building $177,900
2022	$2,335.00 Homeowner's exemption	$57,090 Land $12,600 Building $44,490
2020			$163,100 Land $36,000 Building $127,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 445 Clay St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2006)
Most Recent Claim	Jul 2006 · Severe Storms, Straight Line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 445 Clay St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35