Brevard County property record for 531 Carmel Dr, Melbourne, FL 32940
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,696 sqft · built 1994 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on File |
| Last Sale | $160,000 (Jul 2002) |
| Tax Bill | $2,383 (2025) |
| Flood Zone | Zone A (high risk) |
| APN | 26-36-11-78-*-34 |
| Primary APN | 26-36-11-78-*-34 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,696 sqft Living Area |
| Gross Area | 2,430 sqft |
| 1st Floor Area | 1,696 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 9,583 sqft (0.22 acres) |
| View / Lot | Lake Front |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 251 sqft |
| Patio Area | 156 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2615294 |
|---|---|
| Street Address | 531 CARMEL DR |
| City | MELBOURNE |
| State | FL |
| Zip | 32940-7789 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | WEST LAKE VILLAGE UNIT ONE LOT 34 |
| Legal Range | 36E |
| Legal Township | 26S |
| Legal Section | 11 |
| Legal Subdivision | WEST LAKE VILLAGE UNIT ONE |
| Legal Lot Number | 34 |
| Legal Unit | 1 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | COCOA-ROCKLEDGE |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 63109 |
531 Carmel Dr is owned and occupied by an individual who bought it in July 2002.
Source: Brevard County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 531 CARMEL DR, MELBOURNE, FL 32940-7789 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 17, 2002 · Amount on File |
| Deed Sale | Jul 17, 2002 · Amount on File |
| Prior Sale | Mar 9, 1994 · Amount on File |
| Deed Book / Page | 4639 / 1224 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 531 Carmel Dr was $2,383 with exemptions applied.
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $185,190 (+2.7%) | $347,120 (-1.07%) | |
| 2025 | $2,383.00 Homeowner's exemption Widower's exemption | $180,330 | $350,880 Land $104,500 Building $246,380 |
| 2023 | $2,151.00 (+4.93%) Homeowner's exemption Widower's exemption | $170,150 (+3%) | $352,020 (+8.32%) Land $104,500 Building $247,520 |
| 2022 | $2,050.00 Homeowner's exemption Widower's exemption | $165,200 | $324,990 Land $104,500 Building $220,490 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 531 Carmel Dr in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 149 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 149 in force |
| Nearby Flood Claims | 2 (2008–2017) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 531 Carmel Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COCOA serves 294,039 people · EPA ID FL3050223 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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