521 Carmel Dr, Melbourne, FL 32940 Property Records

Brevard County property record for 521 Carmel Dr, Melbourne, FL 32940 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2008
Square Footage1,775 sqft Living Area
Lot Size11,761 sqft (0.27 acres)
OccupancyOwner Occupied
Last Sale$390,000 (2021)
Tax Bill$5,386.00 (2025)

Property Details

APN / Parcel Number

Primary APN26-36-11-78-*-32
Alternative APNs
  • 26-36-11-78-00000.0-0032.00
  • 2615292

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,775 sqft Living Area
Gross Area2,465 sqft Gross Area
1st Floor1,775 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 2008
Exterior MaterialStucco Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialAsphalt Roof
Lot Area11,761 sqft (0.27 acres)
Garage TypeAttached Garage
Garage Area441 sqft Garage
Deck Area554 sqft Deck
Patio Area42 sqft Patio
Porch Area249 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Account Number2615292
Street Address521 CARMEL DR
CityMELBOURNE
StateFL
Zip32940-7789
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionWEST LAKE VILLAGE UNIT ONE LOT 32
Legal Range36E
Legal Township26S
Legal Section11
Legal SubdivisionWEST LAKE VILLAGE UNIT ONE
Legal Lot Number32
Legal Unit1
JurisdictionBREVARD FL
Minor Civil DivisionCOCOA-ROCKLEDGE
Census Blockgroup3
Census Block3005
Census Tract63109

Owner

Source: Brevard County records · APN 26-36-11-78-*-32

Assessment roll updated August 18, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address521 CARMEL DR, MELBOURNE, FL 32940-7789
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 26, 2021Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
May 09, 2018Warranty Deed, Transfer · Conventional Mortgage
US BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 26, 2021 · Amount on Record
Deed SaleMay 26, 2021 · Amount on Record
Prior SaleMay 09, 2018 · Amount on Record
Deed Doc Number2021136484
Deed Book / Page9134 / 1988
Record RefreshedSep 20, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateMay 26, 2021
Property Address521 CARMEL DR, MELBOURNE, FL 32940-7789
Document Number0091341988
Book / Page9134 / 1988
Map ReferenceMB 38 PG 90
Instrument DateMay 26, 2021
Instrument2021136484
Transaction TypeTransfer
Record UpdatedJul 02, 2021
Title CompanyON POINT TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,730.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4012 WINDOVER WAY, 4012, MELBOURNE, FL 32934-8511

Transferred To (Grantee/Buyer)

NameVerified Name
Address521 CARMEL DR, MELBOURNE, FL 32940-7789

Mortgage

Document Number91341990
DateMay 26, 2021
Instrument9134/1990
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateMay 09, 2018
Property Address521 CARMEL DR, MELBOURNE, FL 32940-7789
Document Number0081601447
Book / Page8160 / 1447
Map ReferenceMB38 PG90
Instrument DateApr 23, 2018
Instrument2018104785
Transaction TypeTransfer
Record UpdatedJul 02, 2021
Title CompanyBELLA TITLE & ESCROW INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,855.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1600 IRON HORSE DR # DRL10, 1600, LONGMONT, CO 80501-8700

Transferred To (Grantee/Buyer)

NameVerified Name
Address521 CARMEL DR, MELBOURNE, FL 32940-7789

Mortgage

Document Number2018104786
DateMay 09, 2018
Instrument2018104786
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2048

Tax Assessment & Valuation

Source: Brevard County records · Assessment roll updated August 18, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$416,510 (-1.73%)$416,510 (-1.73%)
2025$5,386.00 (+5.86%) Homeowner's exemption$423,830 (+4.47%) Land $104,500 Building $319,330$423,830 (+0.43%) Land $104,500 Building $319,330
2023$5,088.00 (+23.53%) Homeowner's exemption$405,700 (+18.9%)$422,010 (+23.68%) Land $104,500 Building $317,510
2022$4,119.00 Homeowner's exemption$341,200 Land $104,500 Building $236,700$341,200 Land $104,500 Building $236,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Brevard County (12009C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone A
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood ElevationNot determined for this zone

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Carmel Dr

Nearby Streets

Search Property Records by Address or Parcel Number