Clay County property record for 531 Bear Cub Path, Hayesville, NC 28904 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,000 sqft · built 1979 |
| Lot Size | 4 acres (174,240 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $99,000 (Feb 2016) |
| Tax Bill | $726 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 553100310055 |
| Primary APN | 553100310055 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,000 sqft Heated Area |
| Year Built | Built 1979 |
|---|---|
| Lot Area | 174,240 sqft (4 acres) |
| Account Number | 614394000 |
|---|---|
| Street Address | 531 BEAR CUB PATH |
| City | HAYESVILLE |
| State | NC |
| Zip | 28904-7721 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OFF HWY 64 |
| Jurisdiction | CLAY NC |
| Township / Civil Division | SWEETWATER |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 950202 |
Source: Clay County records · APN 553100310055
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 531 BEAR CUB PATH, HAYESVILLE, NC 28904-7721 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 16, 2016 · Amount on Record |
| Deed Sale | Feb 16, 2016 · Amount on Record |
| Deed Document Number | 0000040088 |
| Record Updated | Jun 08, 2026 |
Source: Clay County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Clay County |
| Unified School District | Clay County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $726.00 (+18.43%) | $133,400 (-) Land $50,800 Building $82,600 | $133,400 (-) Land $50,800 Building $82,600 |
| 2023 | $613.00 | $133,400 Land $50,800 Building $82,600 | $133,400 Land $50,800 Building $82,600 |
Source: FEMA National Flood Hazard Layer, Clay County (37043C), updated May 4, 2009 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370439502021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 12 individual NFIP policies nearby |
| Nearby Flood Policies | 12 in force 8 of 12 on primary residences |
| Nearby Flood Claims | 4 (2013–2021) |
| Most Recent Claim | Aug 2021, rainfall accumulation |
| Wildfire Risk | Moderate above 64% of the US · above 87% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 538 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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