Clay County property record for 182 Bear Cub Path, Hayesville, NC 28904 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,248 sqft · built 1991 |
| Lot Size | 4.4 acres (191,664 sqft) |
| Owner | Individual Name on File |
| Last Sale | $270,000 (May 2023) |
| Tax Bill | $292 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage May 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 553100415686 |
| Primary APN | 553100415686 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,248 sqft Heated Area |
| Year Built | Built 1991 |
|---|---|
| Lot Area | 191,664 sqft (4.4 acres) |
| Account Number | 622333000 |
|---|---|
| Street Address | 182 BEAR CUB PATH |
| City | HAYESVILLE |
| State | NC |
| Zip | 28904-7717 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OFF HWY 64 |
| Jurisdiction | CLAY NC |
| Township / Civil Division | SWEETWATER |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 950202 |
Source: Clay County records · APN 553100415686
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 182 BEAR CUB PATH, HAYESVILLE, NC 28904-7717 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 26, 2023 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| May 31, 2022 | Warranty Deed, Transfer |
| Oct 25, 2018 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 26, 2023 · Amount on Record |
| Deed Sale | May 26, 2023 · Amount on Record |
| Prior Sale | Oct 25, 2018 · Amount on Record |
| Deed Document Number | 0000475190 |
| Deed Book / Page | 465 / 95 |
| Prior Transfer Date | May 31, 2022 |
| Prior Transfer Doc | 2022001457 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY NC |
| Recording Date | May 26, 2023 |
| Property Address | 182 BEAR CUB PATH, HAYESVILLE, NC 28904-7717 |
| Document Number | 000475/190 |
| Book / Page | 475 / 190 |
| Instrument Date | May 26, 2023 |
| Instrument | 2023001027 |
| Transaction Type | Transfer |
| Record Updated | Jun 09, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $540.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1477 DAIQUIRI TURN, SANFORD, NC 27332 |
| Name | Verified Name |
|---|---|
| Address | 182 BEAR CUB PATH, HAYESVILLE, NC 28904-7717 |
| Document Number | 2023001028 |
|---|---|
| Date | May 26, 2023 |
| Instrument | 2023001028 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY NC |
| Recording Date | May 31, 2022 |
| Property Address | 182 BEAR CUB PATH, HAYESVILLE, NC 28904-7717 |
| Document Number | 0000465/95 |
| Book / Page | 465 / 95 |
| Instrument Date | May 31, 2022 |
| Instrument | 2022001457 |
| Transaction Type | Transfer |
| Record Updated | Jun 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $450.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9375 BEARWALK PATH, 9375, WEEKI WACHEE, FL 34613-6431 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 182 BEAR CUB PATH, HAYESVILLE, NC 28904-7717 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY NC |
| Recording Date | Oct 25, 2018 |
| Property Address | 182 BEAR CUB PATH, HAYESVILLE, NC 28904-7717 |
| Document Number | 425/0011 |
| Book / Page | 425 / 0011 |
| Instrument Date | Oct 15, 2018 |
| Instrument | 2018002451 |
| Transaction Type | Transfer |
| Record Updated | Oct 01, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $36.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 182 BEAR CUB PATH, HAYESVILLE, NC 28904-7717 |
Source: Clay County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Clay County |
| Unified School District | Clay County Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $292.00 (-26.08%) | $85,900 (-) Land $38,700 Building $47,200 | $85,900 (-) Land $38,700 Building $47,200 |
| 2023 | $395.00 | $85,900 Land $38,700 Building $47,200 | $85,900 Land $38,700 Building $47,200 |
Source: FEMA National Flood Hazard Layer, Clay County (37043C), updated May 4, 2009 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370439502021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 12 individual NFIP policies nearby |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 4 (2013–2021) |
| Most Recent Claim | Aug 2021, rainfall accumulation |
| Wildfire Risk | Moderate above 67% of the US · above 89% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 391 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 15 locations within about half a mile of this property
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|---|---|---|
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