531 Ashley Ct, Berea, KY 40403 Property Records

Madison County property record for 531 Ashley Ct, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Details	1,427 sqft
Lot Size	0.336 acres (14,644 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Jan 2023)
Tax Bill	$2,074 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jan 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0073-005A-0044`

Property Details

APN / Parcel Number

Primary APN	`0073-005A-0044`
Alternative APNs	`105635` `145754` `75919`

Interior

Stories	1 Story
Building Area	1,427 sqft Living Area

Exterior

Exterior Material	Brick Veneer
Lot Area	14,644 sqft (0.336 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	75919
Street Address	531 ASHLEY CT
City	BEREA
State	KY
Zip	40403-1286
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BUSH BOTTOM ESTS LOT 44 PH 2
Legal Subdivision	BUSH BOTTOM
Legal Phase	2
Legal Lot Number	44
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	3
Census Block	3000
Census Tract	11101

Owner

Source: Madison County assessment roll, as of December 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	531 ASHLEY CT, BEREA, KY 40403-1286
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2025	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LENDING LLC
Jan 3, 2023	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Aug 25, 2020	Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 3, 2023 · Amount on Record
Deed Sale	Jan 3, 2023 · Amount on Record
Prior Sale	Aug 25, 2020 · Amount on Record
Deed Document Number	202314125769
Deed Book / Page	833 / 342
Prior Transfer Date	Nov 28, 2005
Prior Transfer Doc	0D0600/332
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	531 ASHLEY CT, BEREA, KY 40403-1286
Transaction Type	Mortgage
Record Updated	Oct 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	531 ASHLEY CT, BEREA, KY 40403-1286

Mortgage

Document Number	0M2416/264
Date	Oct 13, 2025
Book Page	M2416/264
Instrument	2014291538

Lender

Name	LAKEVIEW LENDING LLC
Type	Mortgage Company
Address	TROY, MI 48084

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Jan 3, 2023
Property Address	531 ASHLEY CT, BEREA, KY 40403-1286
Document Number	00D833/342
Book / Page	D833 / 342
Map Reference	MB 15 PG 72
Instrument Date	Dec 22, 2022
Instrument	2014125769
Transaction Type	Transfer
Record Updated	Jan 23, 2023
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2029 BROOKLYN BLVD APT 2, 2, BEREA, KY 40403-2298

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	531 ASHLEY CT, BEREA, KY 40403-1286

Mortgage

Document Number	2014125773
Date	Jan 3, 2023
Instrument	2014125773

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Aug 25, 2020
Property Address	531 ASHLEY CT, BEREA, KY 40403-1286
Document Number	D00793/128
Book / Page	D00793 / 128
Map Reference	MB 15 PG 72
Instrument Date	Aug 13, 2020
Instrument	2014018784
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$194.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	531 ASHLEY CT, 531, BEREA, KY 40403-1286

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	531 ASHLEY CT, BEREA, KY 40403-1286

Mortgage

Document Number	2014018785
Date	Aug 25, 2020
Instrument	2014018785

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,074.00 (-2.81%)	$220,000 (-)	$220,000 (-)
2023	$2,134.00	$220,000	$220,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 68% of Kentucky
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407
Water Source	Purchased surface water from BEREA MUNICIPAL UTILITIES
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

May also be available: Uniti Group.

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