525 Ashley Ct, Berea, KY 40403 Property Records

Madison County property record for 525 Ashley Ct, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Details	1,421 sqft
Owner	Individual Name on Record
Last Sale	$192,000 (Jan 2022)
Tax Bill	$1,810 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0073-005A-0043`

Property Details

APN / Parcel Number

Primary APN	`0073-005A-0043`
Alternative APNs	`123541` `86487` `53099`

Interior

Stories	1 Story
Building Area	1,421 sqft Living Area

Exterior

Exterior Material	Brick
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	53099
Street Address	525 ASHLEY CT
City	BEREA
State	KY
Zip	40403-1286
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BUSH BOTTOM ESTS LOT 43 PH 2
Legal Subdivision	BUSH BOTTOM
Legal Phase	2
Legal Lot Number	43
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	3
Census Block	3000
Census Tract	11101

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	525 ASHLEY CT, BEREA, KY 40403-1286
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2023	Deed of Trust, Mortgage · USDA Mortgage USDA
Jan 4, 2022	Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2022 · Amount on Record
Deed Sale	Jan 4, 2022 · Amount on Record
Prior Sale	Mar 11, 2011 · Amount on Record
Deed Document Number	2014070741
Deed Book / Page	D816 / 602
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	525 ASHLEY CT, BEREA, KY 40403-1286
Transaction Type	Mortgage
Record Updated	Apr 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	525 ASHLEY CT, BEREA, KY 40403-1286

Mortgage

Document Number	0M2221/327
Date	Mar 13, 2023
Book Page	M2221/327
Instrument	2014135581

Lender

Name	USDA
Type	Government Agency
Address	SAINT LOUIS, MO 63120

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	346 Months
Due	Jan 1, 2052

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Jan 4, 2022
Property Address	525 ASHLEY CT, BEREA, KY 40403-1286
Document Number	00D816/602
Book / Page	D816 / 602
Map Reference	MB 15 PG 72
Instrument Date	Dec 20, 2021
Instrument	2014070741
Transaction Type	Transfer
Record Updated	Jan 19, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$192.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2886 BALDWIN DR, 2886, CHESAPEAKE, VA 23321-2253

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	525 ASHLEY CT, BEREA, KY 40403-1286

Mortgage

Document Number	2014070742
Date	Jan 4, 2022
Instrument	2014070742

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,810.00 (-2.79%) Additional exemption filed	$192,000 (-)	$192,000 (-)
2023	$1,862.00	$192,000	$192,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 68% of Kentucky
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407
Water Source	Purchased surface water from BEREA MUNICIPAL UTILITIES
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

May also be available: Windstream.

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