5308 N Ruby St, Tacoma, WA 98407 Property Records

Pierce County property record for 5308 N Ruby St, Tacoma, WA 98407

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,040 sqft · built 2014
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on File
Last Sale	$825,000 (Apr 2021)
Tax Bill	$8,548 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`659520-0-104`

Property Details

APN / Parcel Number

Primary APN	`659520-0-104`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Units	2 Units
Stories	2 Stories
Building Area	2,040 sqft Living Area
Gross Area	672 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,000 sqft (0.138 acres)
Lot Width	50 ft Width
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Deck Area	144 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	5308 N RUBY ST
City	TACOMA
State	WA
Zip	98407-3009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	SECTION 23 TOWNSHIP 21 RANGE 02 QUARTER 41 OUTLOOK 2ND ADD L 19 & 20 B 12 OUT OF 010-0 SEG M-2249 NF EMS
Legal Range	02
Legal Township	21
Legal Section	23
Legal Subdivision	OUTLOOK 2ND ADD
Legal Block	12
Legal Lot Number	19,20
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	2
Census Block	2029
Census Tract	60300

Owner

Source: Pierce County assessment roll, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5308 N RUBY ST, TACOMA, WA 98407-3009
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP
Apr 22, 2021	Re-recorded Document · Conventional Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 22, 2021 · Amount on Record
Deed Sale	Apr 22, 2021 · Amount on Record
Prior Sale	Aug 22, 2016 · Amount on Record
Deed Document Number	202110
Prior Transfer Date	Oct 31, 2011
Prior Transfer Doc	0000000118
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	5308 N RUBY ST, TACOMA, WA 98407-3009
Transaction Type	Mortgage
Record Updated	Oct 31, 2023
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012071826
Date	Dec 7, 2021
Instrument	202112071826

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2037

April 2021: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	PIERCE WA
Recording Date	Apr 22, 2021
Property Address	5308 N RUBY ST, TACOMA, WA 98407-3009
Document Number	0004220010
Map Reference	VOL 10 PG 120
Instrument Date	Apr 9, 2021
Instrument	202104220010
Record Updated	Oct 31, 2023
Title Company	OLD REPUBLIC TITLE LTD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$13,785.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5308 N RUBY ST, TACOMA, WA 98407-3009
Investor	Possibly a Property Investor

Mortgage

Document Number	0004220011
Date	Apr 22, 2021
Instrument	202104220011

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Municipality	Tacoma City
Unified School District	Tacoma Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$792,500 (+4.87%) Land $407,700 Building $384,800	$792,500 (+4.87%) Land $407,700 Building $384,800
2025	$8,548.00 (+1.7%)
2024	$8,405.00 (-0.71%)	$755,700 (-7.39%) Land $326,100 Building $429,600	$755,700 (-7.39%) Land $326,100 Building $429,600
2023	$8,465.00	$816,000 Land $371,000 Building $445,000	$816,000 Land $371,000 Building $445,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TACOMA WATER DIVISION serves 446,245 people · EPA ID WA5386800
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile USA, Verizon.

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