Lincoln County property record for 5307 Christopher Rd, Iron Station, NC 28080
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,012 sqft · built 2020 |
| Lot Size | 1.94 acres (84,855 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $350,500 (Nov 2020) |
| Tax Bill | $2,675 (2026) |
| Deeds & Mortgages | Sep 2020 Construction Loan Nov 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3674-43-1142 |
| Primary APN | 3674-43-1142 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,012 sqft Living Area |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Custom Design |
| Lot Area | 84,855 sqft (1.94 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 281404 |
|---|---|
| Street Address | 5307 CHRISTOPHER RD |
| City | IRON STATION |
| State | NC |
| Zip | 28080-7738 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-T |
| Legal Description | #10 DAVID SMITH BUILDERS |
| Legal Subdivision | DAVID SMITH BAILDERS LLC |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | IRONTON |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 70902 |
5307 Christopher Rd is owned and occupied by two individuals who bought it in November 2020.
Source: Lincoln County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5307 CHRISTOPHER RD, IRON STATION, NC 28080-7738 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 29, 2020 | Deed of Trust, Mortgage · Construction Mortgage TRUIST BANK |
| Nov 10, 2020 | Warranty Deed, Transfer · VA Mortgage HOMETOWN LENDERS INC |
| Jun 11, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 10, 2020 · Amount on File |
| Deed Sale | Nov 10, 2020 · Amount on File |
| Prior Sale | Jun 11, 2020 · Amount on File |
| Deed Document Number | 2020619567 |
| Deed Book / Page | 2972 / 735 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 5307 CHRISTOPHER RD, IRON STATION, NC 28080-7738 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2956675 |
|---|---|
| Date | Sep 29, 2020 |
| Book Page | 2956/675 |
| Instrument | 616934 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | CONCORD, NC 28027 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Nov 10, 2020 |
| Property Address | 5307 CHRISTOPHER RD, IRON STATION, NC 28080-7738 |
| Document Number | 2972735 |
| Book / Page | 2972 / 735 |
| Map Reference | MB 17 PG 337 |
| Instrument Date | Oct 28, 2020 |
| Instrument | 619567 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | CHICAGO TITLE COMPANY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $701.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5307 CHRISTOPHER RD, IRON STATION, NC 28080-7738 |
| Document Number | 619568 |
|---|---|
| Date | Nov 10, 2020 |
| Instrument | 619568 |
| Name | HOMETOWN LENDERS INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Jun 11, 2020 |
| Property Address | 5307 CHRISTOPHER RD, IRON STATION, NC 28080-7738 |
| Document Number | 2917242 |
| Book / Page | 002917 / 000242 |
| Instrument Date | Jun 11, 2020 |
| Instrument | 610281 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $109.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 308 ARCHIBALD RD CONCORD NC 280258880, CONCORD, NC 28025-8880 |
The 2026 property tax bill for 5307 Christopher Rd was $2,675.
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,675.00 | $404,451 Land $62,798 Building $341,653 | $404,451 Land $62,798 Building $341,653 |
| 2023 | $2,562.00 | $404,451 Land $62,798 Building $341,653 | $404,451 Land $62,798 Building $341,653 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5307 Christopher Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5307 Christopher Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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