5286 Christopher Rd, Iron Station, NC 28080 Property Records

Lincoln County property record for 5286 Christopher Rd, Iron Station, NC 28080

Property Summary

Property Type	Manufactured or Modular Home
Details	4 bd · 3 ba · 2,052 sqft · built 1992
Lot Size	1.06 acres (46,391 sqft)
Owner	2 Individual Names on Record
Last Sale	$171,000 (Nov 2018)
Tax Bill	$1,323 (2026)
Deeds & Mortgages	Oct 2020 Mortgage Oct 2018 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3674-42-0604`

Property Details

APN / Parcel Number

Primary APN	`3674-42-0604`
Alternative APNs	`367400420624` `270402` `78072`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Stories	1 Story
Building Area	2,052 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	46,391 sqft (1.06 acres)
Garage Type	Mixed
Garage Area	960 sqft
Parking Spaces	6 Parking Spaces
Shed	1 Shed
Shed Area	800 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	270402
Street Address	5286 CHRISTOPHER RD
City	IRON STATION
State	NC
Zip	28080-5705
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	R-T
Legal Description	7 & PT 6 VESUVIUS MEADOWS
Legal Subdivision	VESUVIUS MDWS
Jurisdiction	LINCOLN NC
Township / Civil Division	IRONTON
Census Block Group	1
Census Block	1012
Census Tract	70902

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5286 CHRISTOPHER RD, IRON STATION, NC 28080-5705
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE HOME LENDING INC
Oct 26, 2018	Trustee's Deed, Construction Loan · Construction Mortgage THIRD FED'L S&L ASSN/CLEVELAND
Nov 14, 2018	Warranty Deed, Transfer · Conventional with PMI CORNERSTONE HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2018 · Amount on Record
Deed Sale	Nov 14, 2018 · Amount on Record
Prior Sale	Feb 11, 2016 · Amount on Record
Deed Document Number	2018585575
Deed Book / Page	2781 / 635
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	5286 CHRISTOPHER RD, IRON STATION, NC 28080-5705
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2963579
Date	Oct 16, 2020
Book Page	2963/579
Instrument	618082

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company
Address	HOUSTON, TX 77027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Nov 1, 2048

October 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	LINCOLN NC
Recording Date	Oct 26, 2018
Property Address	5286 CHRISTOPHER RD, IRON STATION, NC 28080-5705
Book / Page	002778 / 000621
Instrument Date	Oct 20, 2018
Instrument	584940
Transaction Type	Construction Loan
Record Updated	Jan 16, 2019
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5286 CHRISTOPHER RD IRON STATION NC 280805705, IRON STATION, NC 28080-5705

Mortgage

Document Number	2778621
Date	Oct 26, 2018
Book Page	002778/000621
Instrument	584940

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 25, 2019

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Nov 14, 2018
Property Address	5286 CHRISTOPHER RD, IRON STATION, NC 28080-5705
Document Number	2781635
Book / Page	002781 / 000635
Instrument Date	Oct 19, 2018
Instrument	585575
Transaction Type	Transfer
Record Updated	Nov 28, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$342.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5286 CHRISTOPHER RD IRON STATION NC 280805705, IRON STATION, NC 28080-5705

Mortgage

Document Number	2781640
Date	Nov 14, 2018
Book Page	002781/000640
Instrument	585577

Lender

Name	CORNERSTONE HM LNDG
Address	HOUSTON, TX 77027

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 13, 2048

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,323.00 (+5.08%)	$188,688 (-) Land $40,682 Building $148,006	$188,688 (-) Land $40,682 Building $148,006
2023	$1,259.00	$188,688 Land $40,682 Building $148,006	$188,688 Land $40,682 Building $148,006

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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