5305 Wheelock Rd, Troy, OH 45373 Property Records

Miami County property record for 5305 Wheelock Rd, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,010 sqft · built 1974
Lot Size	5.6 acres (243,936 sqft)
Owner	Individual Name on Record
Tax Bill	$3,407 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jul 2019 Construction Loan + 4 more
Flood Zone	Zone X (minimal risk)
APN	`L32-068042`

Property Details

APN / Parcel Number

Primary APN	`L32-068042`
Alternative APNs	`060523.1-01-045-00` `L32UN023C04700`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,010 sqft Living Area
1st Floor Area	4,020 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	243,936 sqft (5.6 acres)
Garage Type	Detached
Garage Area	936 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	372 sqft
Deck Area	368 sqft
Patio Area	368 sqft
Canopy	84 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	5305 WHEELOCK RD
City	TROY
State	OH
Zip	45373-9297
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5-6-23 LOT 7 ARTISTIC HOMES ESTATES
Legal Range	05
Legal Township	06
Legal Section	23
Legal Subdivision	ARTISTIC HOMES ESTATES
Legal Lot Number	7
Jurisdiction	MIAMI OH
Township / Civil Division	UNION
Census Block Group	4
Census Block	4020
Census Tract	340100

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5305 WHEELOCK RD, TROY, OH 45373-9297
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Jul 23, 2019	Deed of Trust, Mortgage · Construction Mortgage THE HUNTINGTON NATIONAL BANK
Jul 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Jul 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Apr 29, 2020	Deed of Trust, Mortgage · Construction Mortgage THE HUNTINGTON NATIONAL BANK
Jun 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 1, 1990
Deed Sale	Jan 1, 1990
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	5305 WHEELOCK RD, TROY, OH 45373-9297
Transaction Type	Mortgage
Record Updated	May 19, 2021
Title Company	AGILITY CLOSING & TTL SVCS I

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000235
Date	Jan 7, 2021
Instrument	2021OR-00235

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	5305 WHEELOCK RD, TROY, OH 45373-9297
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008065
Date	Jul 23, 2019
Instrument	2019OR-08065

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 10, 2049

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	5305 WHEELOCK RD, TROY, OH 45373-9297
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	AGILITY CLOSING & TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007193
Date	Jul 2, 2019
Instrument	2019OR-07193

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	5305 WHEELOCK RD, TROY, OH 45373-9297
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009057
Date	Jul 25, 2017
Instrument	2017OR-09057

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2037

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	5305 WHEELOCK RD, TROY, OH 45373-9297
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005368
Date	Apr 29, 2020
Instrument	2020OR-05368

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 13, 2050

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	5305 WHEELOCK RD, TROY, OH 45373-9297
Document Number	0000007004
Instrument Date	Jun 4, 2018
Transaction Type	Mortgage
Record Updated	Jul 6, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5305 WHEELOCK RD TROY OH 453739297, TROY, OH 45373-9297

Mortgage

Document Number	0000007004
Date	Jun 11, 2018
Instrument	7004

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 10, 2048

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Union Township
Unified School District	Milton-Union Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,407.00 (+2.22%) Homeowner's exemption	$113,480 (+18.8%) Land $29,930 Building $83,550	$324,200 (+18.8%) Land $85,500 Building $238,700
2024	$3,333.00 (+2.46%) Homeowner's exemption	$95,520 (-) Land $27,510 Building $68,010
2023	$3,253.00 (-3.53%) Homeowner's exemption	$95,520 (-) Land $27,510 Building $68,010	$272,900 (-) Land $78,600 Building $194,300
2022	$3,372.00 Homeowner's exemption	$95,520 Land $27,510 Building $68,010	$272,900 Land $78,600 Building $194,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1980–2007)
Most Recent Claim	Mar 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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