Miami County property record for 5120 Wheelock Rd, Troy, OH 45373
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,008 sqft · built 1920 |
| Lot Size | 9.83 acres (428,195 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $525,000 (Jul 2026) |
| Tax Bill | $2,894 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | L32-017000 |
| Primary APN | L32-017000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,008 sqft Living Area |
| 1st Floor Area | 2,232 sqft |
| Upper Floors Area | 892 sqft |
| Basement Area | 279 sqft |
| Unfinished Basement | 279 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 428,195 sqft (9.83 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 140 sqft |
| Patio Area | 192 sqft |
| Canopy | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 5120 WHEELOCK RD |
|---|---|
| City | TROY |
| State | OH |
| Zip | 45373-9256 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 5-6-23 PT NE PT NW |
| Legal Range | 05 |
| Legal Township | 06 |
| Legal Section | 23 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | UNION |
| Census Block Group | 4 |
| Census Block | 4019 |
| Census Tract | 340100 |
5120 Wheelock Rd is owned and occupied by two individuals who bought it in July 2026.
Source: Miami County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5120 WHEELOCK RD, TROY, OH 45373-9256 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 6, 2026 · Amount on File |
| Deed Sale | Jul 6, 2026 · Amount on File |
| Prior Sale | Jul 6, 2016 · Amount on File |
| Deed Document Number | 20268229 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Jul 6, 2026 |
| Property Address | 5120 WHEELOCK RD, TROY, OH 45373-9256 |
| Document Number | 0000008229 |
| Instrument Date | Jul 6, 2026 |
| Instrument | 20268229 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $106,050.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 5120 WHEELOCK RD, TROY, OH 45373-9256 |
| Investor | Possibly a Property Investor |
| Document Number | 0000008230, |
|---|---|
| Date | Jul 6, 2026 |
| Instrument | 20268230 |
| Name | CORNERSTONE MORTGAGE INC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
The 2025 property tax bill for 5120 Wheelock Rd was $2,894 with a homeowner's exemption, up 1.9% from the year before.
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Union Township |
| Unified School District | Milton-Union Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,894.00 (+1.9%) Homeowner's exemption | $95,940 (+18.5%) Land $37,910 Building $58,030 | $274,100 Land $108,300 Building $165,800 |
| 2024 | $2,840.00 (+2.45%) Homeowner's exemption | $80,960 (-) Land $35,840 Building $45,120 | |
| 2023 | $2,772.00 (-3.52%) Homeowner's exemption | $80,960 (-) Land $35,840 Building $45,120 | $231,300 (-) Land $102,400 Building $128,900 |
| 2022 | $2,873.00 Homeowner's exemption | $80,960 Land $35,840 Building $45,120 | $231,300 Land $102,400 Building $128,900 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 5120 Wheelock Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1980–2007) |
| Most Recent Claim | Mar 2007 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5120 Wheelock Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 71% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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