5304 Whitewater Pass, Fort Wayne, IN 46825 Property Records

Allen County property record for 5304 Whitewater Pass, Fort Wayne, IN 46825

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,532 sqft · built 1992
Lot Size	0.185 acres (8,052 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Jul 2018)
Tax Bill	$2,229 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-08-19-152-005.000-072`

Property Details

APN / Parcel Number

Primary APN	`02-08-19-152-005.000-072`
Alternative APN	`7544840102`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,532 sqft Living Area
Gross Area	1,972 sqft
1st Floor Area	1,532 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	8,052 sqft (0.185 acres)
Lot Dimensions	1,220 ft deep x 660 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	35 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5304 WHITEWATER PASS
City	FORT WAYNE
State	IN
Zip	46825-5947
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE WOODLANDS OF RIVERSIDE LOT 102 EX S 4 FT
Legal Subdivision	THE WOODLANDS OF RIVERSIDE
Legal Lot Number	102
Jurisdiction	ALLEN IN
Township / Civil Division	ST. JOSEPH
Census Block Group	1
Census Block	1000
Census Tract	4103

Owner

5304 Whitewater Pass is owned and occupied by an individual who bought it in July 2018.

Source: Allen County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	5304 WHITEWATER PASS, FORT WAYNE, IN 46825-5947
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Jul 10, 2018	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2018 · Amount on File
Deed Sale	Jul 10, 2018 · Amount on File
Prior Sale	Jul 3, 2018 · Amount on File
Deed Document Number	201834149
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN IN
Property Address	5304 WHITEWATER PASS, FORT WAYNE, IN 46825-5947
Transaction Type	Mortgage
Record Updated	May 12, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020073732
Date	Nov 24, 2020
Instrument	2020073732

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN IN
Recording Date	Jul 10, 2018
Property Address	5304 WHITEWATER PASS, FORT WAYNE, IN 46825-5947
Document Number	2018034149
Map Reference	PL39 PG78-80
Instrument Date	Jul 3, 2018
Instrument	2018034149
Transaction Type	Transfer
Record Updated	May 12, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5304 WHITEWATER PASS, FORT WAYNE, IN 46825-5947

Mortgage

Document Number	2018034150
Date	Jul 10, 2018
Instrument	2018034150

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 5304 Whitewater Pass was $2,229 with a homeowner's exemption, down 10.3% from the year before.

Source: Allen County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Allen County
County Subdivision	St. Joseph Township
Municipality	Fort Wayne City
Unified School District	Fort Wayne Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,229.00 (-10.3%)	$217,600 Land $43,400 Building $174,200	$217,600 Land $43,400 Building $174,200
2024	$2,485.00 (+20.34%)
2023	$2,065.00 (+2.38%)	$189,400 (+4.81%) Land $28,300 Building $161,100	$189,400 (+4.81%) Land $28,300 Building $161,100
2022	$2,017.00 Homeowner's exemption	$180,700 Land $28,300 Building $152,400	$180,700 Land $28,300 Building $152,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5304 Whitewater Pass in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Most Recent Claim	Mar 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5304 Whitewater Pass has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT WAYNE - 3 RIVERS FILTRATION PLANT serves 269,994 people · EPA ID IN5202020
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2022
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Lakeland Internet, MetaLINK Technologies.

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