5204 Whitewater Pass, Fort Wayne, IN 46825 Property Records

Allen County property record for 5204 Whitewater Pass, Fort Wayne, IN 46825

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,004 sqft · built 1986
Lot Size	0.178 acres (7,738 sqft)
Owner	Individual Name on File
Last Sale	$229,320 (Jun 2026)
Tax Bill	$3,143 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-08-19-152-010.000-072`

Property Details

APN / Parcel Number

Primary APN	`02-08-19-152-010.000-072`
Alternative APN	`7544840097`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,004 sqft Living Area
Gross Area	3,670 sqft
1st Floor Area	2,004 sqft
Basement Area	1,204 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,738 sqft (0.178 acres)
Lot Dimensions	1,460 ft deep x 530 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5204 WHITEWATER PASS
City	FORT WAYNE
State	IN
Zip	46825-5945
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE WOODLANDS OF RIVERSIDE LOT 97
Legal Subdivision	THE WOODLANDS OF RIVERSIDE
Legal Lot Number	97
Jurisdiction	ALLEN IN
Township / Civil Division	ST. JOSEPH
Census Block Group	1
Census Block	1000
Census Tract	4103

Owner

5204 Whitewater Pass is owned and occupied by an individual who bought it in June 2026.

Source: Allen County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	5204 WHITEWATER PASS, FORT WAYNE, IN 46825-5945
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Quit Claim Deed, Transfer · VA Mortgage USAA FSB
Apr 30, 2019	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2026 · Amount on File
Deed Sale	Jun 25, 2026 · Amount on File
Prior Sale	Apr 30, 2019 · Amount on File
Deed Document Number	202627382
Prior Transfer Date	May 11, 2026
Prior Transfer Doc	0000027382
Record Updated	Sep 20, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALLEN IN
Recording Date	Jun 25, 2026
Property Address	5204 WHITEWATER PASS, FORT WAYNE, IN 46825-5945
Document Number	0000027382
Instrument Date	May 11, 2026
Instrument	202627382
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5204 WHITEWATER PASS, FORT WAYNE, IN 46825-5945

Mortgage

Document Number	0000027383,
Date	Jun 25, 2026
Instrument	202627383

Lender

Name	USAA FSB

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Max Rate	-1%

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN IN
Recording Date	Apr 30, 2019
Property Address	5204 WHITEWATER PASS, FORT WAYNE, IN 46825-5945
Document Number	2019019510
Map Reference	PL 39 PG 78-80
Instrument Date	Apr 23, 2019
Instrument	2019019510
Transaction Type	Transfer
Record Updated	May 12, 2023
Title Company	TRADEMARK TITLE INC, TRADEMARK TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5204 WHITEWATER PASS, FORT WAYNE, IN 46825-5945

Mortgage

Document Number	2019019511
Date	Apr 30, 2019
Instrument	2019019511

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 5204 Whitewater Pass was $3,143 with a homeowner's exemption, down 13.6% from the year before.

Source: Allen County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Allen County
County Subdivision	St. Joseph Township
Municipality	Fort Wayne City
Unified School District	Fort Wayne Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,143.00 (-13.56%)	$319,000 Land $37,900 Building $281,100	$319,000 Land $37,900 Building $281,100
2024	$3,636.00 (+29.3%)
2023	$2,812.00 (-5.19%)	$282,100 (+7.75%) Land $24,800 Building $257,300	$282,100 (+7.75%) Land $24,800 Building $257,300
2022	$2,966.00 Homeowner's exemption	$261,800 Land $24,800 Building $237,000	$261,800 Land $24,800 Building $237,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5204 Whitewater Pass in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Most Recent Claim	Mar 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5204 Whitewater Pass has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT WAYNE - 3 RIVERS FILTRATION PLANT serves 269,994 people · EPA ID IN5202020
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2022
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Lakeland Internet, MetaLINK Technologies.

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