5304 River Bluff Cir, Bloomington (Minneapolis), MN 55437 Property Records

Hennepin County property record for 5304 River Bluff Cir, Bloomington, MN 55437

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.25 ba · 3,230 sqft · built 1986
Lot Size	0.79 acres (34,412 sqft)
Owner	2 Individual Names on File
Last Sale	$475,000 (Aug 2020)
Tax Bill	$8,542 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-115-21-24-0123`

Property Details

APN / Parcel Number

Primary APN	`04-115-21-24-0123`

Interior

Bedrooms	4 Beds
Full Baths	2.25 Baths
Half Baths	2 Half Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	3,230 sqft Living Area
Gross Area	4,189 sqft
1st Floor Area	3,230 sqft
Basement Area	959 sqft
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1998
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	34,412 sqft (0.79 acres)
Garage Type	Attached
Garage Area	655 sqft

Exterior Amenities

Porch	Screened Porch
Porch Area	140 sqft
Deck Area	400 sqft
Patio Area	690 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	5304 RIVER BLUFF CIR
City	MINNEAPOLIS
State	MN
Zip	55437-3632
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 008 BLOCK 001 T RIVER BLUFF ESTATES PLAT 3 IRREGULAR
Legal Range	21
Legal Township	115
Legal Section	04
Legal Quarter	24
Legal Subdivision	RIVER BLUFF ESTATES PLAT 3
Legal Block	1
Legal Lot Number	8
Jurisdiction	HENNEPIN MN
Township / Civil Division	BLOOMINGTON
Census Block Group	1
Census Block	1008
Census Tract	25909

Owner

5304 River Bluff Cir is owned and occupied by two individuals who bought it in August 2020.

Source: Hennepin County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5304 RIVER BLUFF CIR, MINNEAPOLIS, MN 55437-3632
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2020	Warranty Deed, Transfer · Conventional with PMI PROSPERITY HM MTG
Jul 14, 2017	Warranty Deed, Transfer · Conventional Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2020 · Amount on File
Deed Sale	Aug 25, 2020 · Amount on File
Prior Sale	Jul 14, 2017 · Amount on File
Deed Document Number	20205739709
Record Updated	Sep 20, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Aug 25, 2020
Property Address	5304 RIVER BLUFF CIR, BLOOMINGTON, MN 55437-3632
Document Number	0005739709
Instrument Date	Jul 21, 2020
Instrument	5739709
Transaction Type	Transfer
Record Updated	Sep 14, 2020
Title Company	GIBRALTAR TITLE COMPANY, GIBRALTAR TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,615.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5304 RIVER BLUFF CIR BLOOMINGTON MN 554373632, BLOOMINGTON, MN 55437-3632

Mortgage

Document Number	5739710
Date	Aug 25, 2020
Instrument	5739710

Lender

Name	PROSPERITY HM MTG
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 24, 2050

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Jul 14, 2017
Property Address	5304 RIVER BLUFF CIR, BLOOMINGTON, MN 55437-3632
Document Number	0005458738
Instrument Date	Jul 12, 2017
Instrument	5458738
Transaction Type	Transfer
Record Updated	Aug 2, 2017
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,598.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5304 RIVER BLUFF CIR BLOOMINGTON MN 554373632, BLOOMINGTON, MN 55437-3632

Mortgage

Document Number	5458739
Date	Jul 14, 2017
Instrument	5458739

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 13, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 5304 River Bluff Cir was $8,542.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Bloomington City
Unified School District	Bloomington Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,542.00	$598,700 Land $165,700 Building $433,000	$598,700 Land $165,700 Building $433,000
2023	$7,612.00 Homeowner's exemption
2022		$623,300 Land $201,500 Building $421,800	$623,300 Land $201,500 Building $421,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5304 River Bluff Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5304 River Bluff Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Bloomington serves 91,300 people · EPA ID MN1270001
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Netwave Broadband.

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