Genesee County property record for 5304 Ray Rd, Linden, MI 48451
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,242 sqft · built 1955 |
| Lot Size | 2.46 acres (107,158 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $290,000 (Aug 2022) |
| Tax Bill | $272 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Jan 2023 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-32-300-030 |
| Primary APN | 15-32-300-030 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,242 sqft Living Area |
| 1st Floor Area | 1,242 sqft |
| Basement Area | 1,242 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Lot Area | 107,158 sqft (2.46 acres) |
| Garage Area | 540 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 5304 RAY RD |
|---|---|
| City | LINDEN |
| State | MI |
| Zip | 48451-8461 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | A PARCEL OF LAND BEG S 89 DEG 40 MIN 10 SEC E 2113.28 FT FROM SW COR OF SEC TH N 0 DEG 03 MIN 57 SEC W 400 FT TH S 89 DEG 40 |
| Legal Range | 06E |
| Legal Township | 06N |
| Legal Section | 32 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | MUNDY |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 12907 |
Source: Genesee County records, as of October 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5304 RAY RD, LINDEN, MI 48451-8461 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA |
| Jan 27, 2023 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Aug 9, 2022 | Warranty Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORP |
| Apr 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA |
| May 6, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK |
| May 24, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD MTG/MI |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 9, 2022 · Amount on Record |
| Deed Sale | Aug 9, 2022 · Amount on Record |
| Prior Sale | Dec 30, 2009 · Amount on Record |
| Deed Document Number | 202255647 |
| Prior Transfer Date | Feb 5, 2010 |
| Prior Transfer Doc | 0000007832 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 5304 RAY RD, LINDEN, MI 48451-8461 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000042578 |
|---|---|
| Date | Apr 29, 2021 |
| Instrument | 202104290042578 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 5304 RAY RD, LINDEN, MI 48451-8461 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Title Company | SUN TITLE |
| Name | Verified Name |
|---|---|
| Address | 8418 MORRISH RD, SWARTZ CREEK, MI 48473-9131 |
| Document Number | 0000004184 |
|---|---|
| Date | Jan 27, 2023 |
| Instrument | 202301270004184 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Sep 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Aug 9, 2022 |
| Property Address | 5304 RAY RD, LINDEN, MI 48451-8461 |
| Document Number | 0000055647 |
| Instrument Date | Aug 4, 2022 |
| Instrument | 202208090055647 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | SUN TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,175.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5304 RAY RD, LINDEN, MI 48451-8461 |
| Name | Verified Name |
|---|---|
| Address | 8418 MORRISH RD, SWARTZ CREEK, MI 48473-9131 |
| Document Number | 0000004184 |
|---|---|
| Date | Aug 9, 2022 |
| Instrument | 202301270004184 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 5304 RAY RD, LINDEN, MI 48451-8461 |
| Transaction Type | Mortgage |
| Record Updated | Jun 7, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 202104290042578 |
|---|---|
| Date | Apr 29, 2021 |
| Instrument | 202104290042578 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 5304 RAY RD, LINDEN, MI 48451-8461 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CISLO TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000033949 |
|---|---|
| Date | May 6, 2019 |
| Instrument | 201905060033949 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 5304 RAY RD, LINDEN, MI 48451-8461 |
| Document Number | 0000069255 |
| Instrument Date | May 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5304 RAY RD LINDEN MI 484518461, LINDEN, MI 48451-8461 |
| Document Number | 0000069255 |
|---|---|
| Date | May 31, 2018 |
| Instrument | 69255 |
| Name | FIFTH THIRD MTG/MI |
|---|---|
| Type | Mortgage Company |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 30, 2048 |
Source: Genesee County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| County Subdivision | Mundy Township |
| Unified School District | Linden Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $100,300 (+4.37%) | $200,600 (+4.37%) | |
| 2025 | $272.00 (+2.64%) Homeowner's exemption | $96,100 | $192,200 |
| 2024 | $265.00 (-83.73%) | ||
| 2016 | $1,629.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1981) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 1981 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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