5240 Ray Rd, Linden, MI 48451 Property Records

Genesee County property record for 5240 Ray Rd, Linden, MI 48451

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,656 sqft · built 1969
Lot Size	0.488 acres (21,257 sqft)
Owner	2 Individual Names on File
Last Sale	$130,000 (Aug 2015)
Tax Bill	$1,096 (2025)
Deeds & Mortgages	Jul 2020 Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-32-576-002`

Property Details

APN / Parcel Number

Primary APN	`15-32-576-002`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,656 sqft Living Area
1st Floor Area	1,040 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Bi-Level
Foundation Type	No Foundation
Lot Area	21,257 sqft (0.488 acres)
Lot Dimensions	170 ft deep x 125 ft wide
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	5240 RAY RD
City	LINDEN
State	MI
Zip	48451-8460
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSA
Legal Description	LOT 2 LAKEWOOD SUB
Legal Subdivision	LAKEWOOD SUB
Legal Lot Number	2
Jurisdiction	GENESEE MI
Township / Civil Division	MUNDY
Census Block Group	1
Census Block	1042
Census Tract	12907

Owner

Source: Genesee County assessment roll, as of October 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5240 RAY RD, LINDEN, MI 48451-8460
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
May 4, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
May 4, 2019	Loan Modification, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 25, 2015 · Amount on Record
Deed Sale	Aug 25, 2015 · Amount on Record
Prior Sale	Feb 23, 2015 · Amount on Record
Deed Document Number	201566521
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	5240 RAY RD, LINDEN, MI 48451-8460
Document Number	0000054914
Instrument Date	Jul 7, 2020
Transaction Type	Mortgage
Record Updated	Sep 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5240 RAY RD LINDEN MI 484518460, LINDEN, MI 48451-8460

Mortgage

Document Number	0000054914
Date	Aug 4, 2020
Instrument	54914

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 3, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	5240 RAY RD, LINDEN, MI 48451-8460
Document Number	0000040344
Instrument Date	May 4, 2019
Transaction Type	Mortgage
Record Updated	Jul 12, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5240 RAY RD LINDEN MI 484518460, LINDEN, MI 48451-8460

Mortgage

Document Number	0000040344
Date	Jun 3, 2019
Instrument	40344

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 2, 2049

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GENESEE MI
Property Address	5240 RAY RD, LINDEN, MI 48451-8460
Document Number	0000040343
Instrument Date	May 4, 2019
Transaction Type	Mortgage
Record Updated	Jul 12, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5240 RAY RD LINDEN MI 484518460, LINDEN, MI 48451-8460

Mortgage

Document Number	0000040343
Date	Jun 3, 2019
Instrument	40343

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 2, 2049

Interest

Rate	4.75%

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 3, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Mundy Township
Unified School District	Linden Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,096.00 (-55.72%) Homeowner's exemption	$89,800 (+17.69%)	$179,600 (+17.69%)
2024	$2,475.00 (+45.25%)
2023		$76,300	$152,600
2016	$1,704.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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