5304 N Bear Flat Rd, Payson, AZ 85541 Property Records

Gila County property record for 5304 N Bear Flat Rd, Payson, AZ 85541 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 1993
Square Footage	3,642 sqft Living Area
Lot Size	13,504 sqft (0.31 acres)
Occupancy	Owner Occupied
Last Sale	$595,000 (2020)
Tax Bill	$2,969.00 (2025)

Owner

Source: Gila County records · APN 303-06-064

Assessment roll updated February 9, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5304 N BEAR FLAT RD, PAYSON, AZ 85541-9448
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 13, 2020 · Amount on Record
Deed Sale	Nov 13, 2020 · Amount on Record
Deed Doc Number	202014071
Record Refreshed	Sep 20, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILA AZ
Recording Date	Nov 13, 2020
Property Address	5304 N BEAR FLAT RD, PAYSON, AZ 85541-9448
Document Number	0000014071
Map Reference	MAP 72
Instrument Date	Oct 18, 2020
Instrument	2020-014071
Transaction Type	Transfer
Record Updated	Nov 29, 2021
Title Company	PIONEER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	From Affidavit or Verified
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6114 W TROVITA PL, 6114, CHANDLER, AZ 85226-1274

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5304 N BEAR FLAT RD, PAYSON, AZ 85541-9448

Mortgage

Document Number	0000014072
Date	Nov 13, 2020
Instrument	2020-014072

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2050

Tax Assessment & Valuation

Source: Gila County records · Assessment roll updated February 9, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Gila County
Unified School District	Payson Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$65,820 (+33.44%) Land $7,498 Building $58,322	$658,202 (+33.44%) Land $74,981 Building $583,221
2025	$2,969.00 (+10.45%)
2024		$49,324 Land $8,762 Building $40,562	$493,245 Land $87,624 Building $405,621
2023	$2,688.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Gila County (04007C), updated October 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Wildfire Risk	Extreme above 98% of the US · above 97% of Arizona
Wildfire Likelihood	About 1 in 42 per year
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`303-06-064`
Alternative APNs	`R029500` `029500`

Interior

Building Area	3,642 sqft Living Area
1st Floor	1,214 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Combination Exterior
Construction Type	Wood Construction
Roof Material	Asbestos Roof
Lot Area	13,504 sqft (0.31 acres)
Deck Area	Deck Area
Patio Area	120 sqft Patio
Porch	Porch

Utilities and HVAC

Cooling System	None Cooling

Location & Zoning

Account Number	R029500
Street Address	5304 N BEAR FLAT RD
City	PAYSON
State	AZ
Zip	85541-9448
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT: 35 SECTION: 34 TOWNSHIP: 11N RANGE: 12E LOT 35, BEAR FLAT SUBDIVISION, PLAT 72, HES 425E1/2 SEC 34 T11N R12E = 0.31 AC
Legal Range	12E
Legal Township	11N
Legal Section	34
Legal Subdivision	BEAR FLAT SUBD
Legal Lot Number	35
Jurisdiction	GILA AZ
Minor Civil Division	PAYSON
Census Blockgroup	1
Census Block	1061
Census Tract	200