5302 S Cobblestone St, Gilbert, AZ 85298 Property Records

Maricopa County property record for 5302 S Cobblestone St, Gilbert, AZ 85298

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,132 sqft · built 2023
Lot Size	0.197 acres (8,601 sqft)
Owner	Individual Name on Record
Last Sale	$763,783 (Jan 2024)
Tax Bill	$2,681 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jan 2024 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`313-34-762`

Property Details

APN / Parcel Number

Primary APN	`313-34-762`

Interior

Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	3,132 sqft Living Area
1st Floor Area	1,376 sqft
2nd Floor Area	1,756 sqft

Exterior

Year Built	Built 2023
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	8,601 sqft (0.197 acres)
Parking Spaces	3 Parking Spaces
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	5302 S COBBLESTONE ST
City	GILBERT
State	AZ
Zip	85298-0713
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WATERSTON NORTH PHASE 2 MCR 1593-27
Legal Subdivision	WATERSTON NORTH PHASE 2
Legal Phase	2
Legal Lot Number	381
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	3
Census Block	3001
Census Tract	815902

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5302 S COBBLESTONE ST, GILBERT, AZ 85298-0713
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 31, 2024	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2024 · Amount on Record
Deed Sale	Jan 31, 2024 · Amount on Record
Deed Document Number	20240049103
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	5302 S COBBLESTONE ST, GILBERT, AZ 85298-0713
Transaction Type	Mortgage
Record Updated	Dec 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5302 S COBBLESTONE ST, GILBERT, AZ 85298-0713

Mortgage

Document Number	0000694474
Date	Dec 2, 2025
Instrument	20250694474

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.19%
Type Change Date	Jan 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.1%
Index	SOFR Average 30-Day
Max Rate	11.1%

January 2024: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jan 31, 2024
Property Address	5302 S COBBLESTONE ST, GILBERT, AZ 85298-0713
Document Number	0000049103
Map Reference	MB 1593 PG 27
Instrument Date	Jan 30, 2024
Instrument	20240049103
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 5, 2024
Title Company	TITLE AND CLOSING SERVICES, TRI POINTE ASSURANCE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15279 N SCOTTSDALE RD STE 300, 300, SCOTTSDALE, AZ 85254-2662

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5302 S COBBLESTONE ST, GILBERT, AZ 85298-0713

Mortgage

Document Number	0000049104
Date	Jan 31, 2024
Instrument	20240049104

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Chandler Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$69,900 (+8.95%)	$699,000 (+8.95%) Land $139,800 Building $559,200
2025	$2,681.00 (+592.76%)
2024		$64,160 (+280.21%)	$641,600 (+470.31%) Land $128,300 Building $513,300
2023	$387.00 (+2.93%)	$16,875 Land $16,875	$112,500 Land $112,500
2022	$376.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 60% of Arizona
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	1,000 / 1,000
AirFiber WISP Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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