5301 Shell Mound Cir, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 5301 Shell Mound Cir, Punta Gorda, FL 33982

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,744 sqft · built 2020
Lot Size	0.115 acres (5,020 sqft)
Owner	2 Individual Names on File
Last Sale	$360,000 (Oct 2023)
Tax Bill	$4,121 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`402334436001`

Property Details

APN / Parcel Number

Primary APN	`402334436001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,744 sqft Living Area
Gross Area	2,289 sqft
1st Floor Area	1,744 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Composition Shingle
Lot Area	5,020 sqft (0.115 acres)
Garage Type	Attached
Garage Area	420 sqft
Driveway	Driveway
Driveway Area	408 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	5301 SHELL MOUND CIR
City	PUNTA GORDA
State	FL
Zip	33982-4820
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMF12
Legal Description	CALUSA CREEK SECB BLK0000 LT0047 CALUSA CREEK PHASE B LOT 47 ( 5020.81SF ) 4640/538 3332007
Legal Range	23E
Legal Township	40S
Legal Section	34
Legal Subdivision	CALUSA CREEK
Legal Block	0000
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	4
Census Block	4039
Census Tract	10200

Owner

Source: Charlotte County assessment roll, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5301 SHELL MOUND CIR, PUNTA GORDA, FL 33982-4820
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 30, 2023 · Amount on Record
Deed Sale	Oct 30, 2023 · Amount on Record
Prior Sale	Oct 2, 2020 · Amount on Record
Deed Document Number	20233332007
Record Updated	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Oct 30, 2023
Property Address	5301 SHELL MOUND CIR, PUNTA GORDA, FL 33982-4820
Document Number	0003332007
Map Reference	MB 22 PG 19-A
Instrument Date	Oct 24, 2023
Instrument	3332007
Transaction Type	Transfer
Record Updated	Nov 21, 2023
Title Company	NOT AVAILABLE, MMC LAW & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1888 NOTTINGHAM TRL, PORT CHARLOTTE, FL 33980-5626

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5301 SHELL MOUND CIR, PUNTA GORDA, FL 33982-4820

Mortgage

Document Number	0003332008
Date	Oct 30, 2023
Instrument	3332008

Lender

Name	SUNCOAST CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Jan 1, 2027
Change Frequency	3 Years
Min Rate At Change	4.37%
Max Rate At Change	7.37%
Index	3-Year TN
Max Rate	10.8%

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of March 4, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,121.00 (+41.66%) Homeowner's exemption	$273,027 (+40.23%) Land $30,940 Building $242,087	$273,027 (-11.59%) Land $30,940 Building $242,087
2023	$2,909.00 (+1.5%) Homeowner's exemption Disabled Person's exemption	$194,700 (+3%)	$308,822 (+25.07%) Land $33,400 Building $275,422
2022	$2,866.00 Homeowner's exemption Disabled Person's exemption	$189,029	$246,929 Land $22,440 Building $224,489

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	69 units insured incl. 30 condo units
Nearby Flood Claims	6 (2010–2022)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 77% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Lumen Technologies.

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