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5286 Shell Mound Cir, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 5286 Shell Mound Cir, Punta Gorda, FL 33982 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,543 sqft · built 2019
Lot Size0.127 acres (5,551 sqft)
Owner2 Individual Names on File
Last Sale$195,000 (Jul 2019)
Tax Bill$1,893 (2025)
Deeds & MortgagesAug 2023 Mortgage
Flood ZoneZone AE (high risk)
APN40-23-34-435-018

Property Details

APN / Parcel Number

Primary APN40-23-34-435-018

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,543 sqft Living Area
Gross Area2,115 sqft
FlooringCovered

Exterior

Year BuiltBuilt 2019
Exterior MaterialComposition/Composite
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area5,551 sqft (0.127 acres)
DrivewayDriveway
Driveway Area340 sqft
Parking Spaces1 Parking Space
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Street Address5286 SHELL MOUND CIR
CityPUNTA GORDA
StateFL
Zip33982-4813
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCAL 00B 0000 0018 CALUSA CREEK PHASE B LOT 18 ( 5551.73SF ) 4465/1118
Legal SubdivisionCALUSA CREEK
Legal PhaseB
Legal Lot Number18
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group4
Census Block4042
Census Tract10200

Owner

Source: Charlotte County records · APN 40-23-34-435-018

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5286 SHELL MOUND CIR, PUNTA GORDA, FL 33982-4813
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 29, 2019 · Amount on Record
Deed SaleJul 29, 2019 · Amount on Record
Deed Document Number2730488
Deed Book / Page4465 / 1118
Record UpdatedJun 08, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address5286 SHELL MOUND CIR, PUNTA GORDA, FL 33982-4813
Transaction TypeMortgage
Record UpdatedSep 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address5286 SHELL MOUND CIR, PUNTA GORDA, FL 33982-4813

Mortgage

Document Number0003309859
DateAug 31, 2023
Instrument3309859
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeClosed-End Mortgage
AmountAmount Recorded
Term181 Months
DueSep 01, 2038

Tax Assessment & Valuation

Source: Charlotte County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,893.00 (-20.46%) Homeowner's exemption$165,547 (+5.99%)$301,451 (+4.54%) Land $36,401 Building $265,050
2023$2,380.00 (+4.43%) Homeowner's exemption$156,195 (+3%)$288,348 (+18.58%) Land $33,401 Building $254,947
2022$2,279.00 Homeowner's exemption$151,646$243,158 Land $22,441 Building $220,717

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), updated September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120150102004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
CoastalYes
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 39 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies69 units insured
30 under condo master policies
Nearby Flood Claims6 (2010–2022)
Claims Outside the SFHA6 of 6
Most Recent ClaimSep 2022, tidal / storm surge, Hurricane Ian
Claims By Storm
  • Hurricane Irma, Sep 2017 · 4 claims

Wildfire

Wildfire RiskLow
above 36% of the US · above 10% of Florida
Wildfire LikelihoodAbout 1 in 2,439 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 170 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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