Monroe County property record for 5301 Kaskaskia Rd, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 1,413 sqft · built 1990 |
| Lot Size | 2.5 acres (108,900 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,421 (2024) |
| Deeds & Mortgages | Feb 2026 Mortgage Mar 2022 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-13-401-006-000 |
| Primary APN | 10-13-401-006-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,413 sqft Living Area |
| 1st Floor Area | 1,413 sqft |
| Basement Area | 1,413 sqft |
| Unfinished Basement | 1,413 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Frame |
| Lot Area | 108,900 sqft (2.5 acres) |
| Garage Area | 653 sqft |
| Driveway | Asphalt Driveway |
| Driveway Area | 336 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 288 sqft |
| Deck Area | 460 sqft |
| Patio Area | 476 sqft |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 5301 KASKASKIA RD |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-3305 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PART NW SE |
| Legal Range | 10W |
| Legal Township | 03S |
| Legal Section | 13 |
| Legal Subdivision | HENDRIX'S ADDITION |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 12 |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 600501 |
Source: Monroe County records · APN 10-13-401-006-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5301 KASKASKIA RD, WATERLOO, IL 62298-3305 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 04, 2026 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF BELLEVILLE |
| Mar 09, 2022 | Deed of Trust, Mortgage · VA Mortgage DELMAR FINANCIAL CO |
| Jan 21, 2021 | Deed of Trust, Mortgage · VA Mortgage DELMAR FINANCIAL CO |
| Nov 01, 2019 | Deed of Trust, Mortgage · VA Mortgage AMERICAN HM LNDG USA |
| Dec 01, 2018 | Deed of Trust, Mortgage · VA Mortgage PACIFIC UNION FIN'L |
| Jul 26, 2017 | Quit Claim Deed, Transfer · VA Mortgage AMERICAN HM LNDG USA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 26, 2017 |
| Deed Sale | Jul 26, 2017 |
| Deed Document Number | 2017391111 |
| Prior Transfer Date | Jul 20, 2017 |
| Prior Transfer Doc | 0000391111 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 5301 KASKASKIA RD, WATERLOO, IL 62298-3305 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000441136 |
|---|---|
| Date | Feb 04, 2026 |
| Instrument | 441136 |
| Name | BANK OF BELLEVILLE |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 5301 KASKASKIA RD, WATERLOO, IL 62298-3305 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000423072 |
|---|---|
| Date | Mar 09, 2022 |
| Instrument | 423072 |
| Name | DELMAR FINANCIAL CO |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 5301 KASKASKIA RD, WATERLOO, IL 62298-3305 |
| Transaction Type | Mortgage |
| Record Updated | Feb 09, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000414398 |
|---|---|
| Date | Jan 21, 2021 |
| Instrument | 414398 |
| Name | DELMAR FINANCIAL CO |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 5301 KASKASKIA RD, WATERLOO, IL 62298-3305 |
| Document Number | 0000404615 |
| Instrument Date | Nov 01, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2019 |
| Title Company | ACCENT TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5301 KASKASKIA RD WATERLOO IL 622983305, WATERLOO, IL 62298-3305 |
| Document Number | 0000404615 |
|---|---|
| Date | Nov 07, 2019 |
| Instrument | 404615 |
| Name | AMERICAN HM LNDG USA |
|---|---|
| Address | EDWARDSVILLE, IL 62025 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 06, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 5301 KASKASKIA RD, WATERLOO, IL 62298-3305 |
| Document Number | 0000399322 |
| Instrument Date | Dec 01, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2019 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5301 KASKASKIA RD WATERLOO IL 622983305, WATERLOO, IL 62298-3305 |
| Document Number | 0000399322 |
|---|---|
| Date | Dec 27, 2018 |
| Instrument | 399322 |
| Name | PACIFIC UNION FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | DALLAS, TX 75234 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 26, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.75% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jul 26, 2017 |
| Property Address | 5301 KASKASKIA RD, WATERLOO, IL 62298-3305 |
| Document Number | 0000391111 |
| Instrument Date | Jul 20, 2017 |
| Instrument | 391111 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2017 |
| Title Company | ACCENT TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5301 KASKASKIA RD WATERLOO IL 622983305, WATERLOO, IL 62298-3305 |
| Document Number | 391112 |
|---|---|
| Date | Jul 26, 2017 |
| Instrument | 391112 |
| Name | AMERICAN HM LNDG USA |
|---|---|
| Address | EDWARDSVILLE, IL 62025 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 25, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $69,750 (+11.83%) Land $7,750 Building $62,000 | $209,250 (+11.83%) Land $23,250 Building $186,000 | |
| 2024 | $3,421.00 | ||
| 2022 | Additional exemption filed | $62,370 Land $7,750 Building $54,620 | $187,110 Land $23,250 Building $163,860 |
Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171336005011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | Aug 1993, alluvial fan flooding, Severe Storms & Flooding |
| Wildfire Risk | Low above 4% of the US · above 26% of Illinois |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 11 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| HTC Holding | DSL | 50 / 10 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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