5281 Kaskaskia Rd, Waterloo, IL 62298 Property Records

Monroe County property record for 5281 Kaskaskia Rd, Waterloo, IL 62298 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,136 sqft · built 1900
Lot Size0.53 acres (23,087 sqft)
Owner2 Individual Names on File
Tax Bill$2,825 (2024)
Deeds & MortgagesJan 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN10-13-401-016-000

Property Details

APN / Parcel Number

Primary APN10-13-401-016-000
Alternative APN
  • 10130400001900 00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,136 sqft Building Perimeter
1st Floor Area884 sqft
Upper Floors Area252 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area23,087 sqft (0.53 acres)

Exterior Amenities

PorchSlab
Porch Area312 sqft
Deck Area120 sqft
Patio Area316 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address5281 KASKASKIA RD
CityWATERLOO
StateIL
Zip62298-3301
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 2 & PART LOTS 1 & 3 BLK 1 HENDRIX ADDN
Legal Range10W
Legal Township03S
Legal Section13
Legal SubdivisionHENDRIX ADD
Legal Block1
Legal Lot Number2
JurisdictionMONROE IL
Township / Civil Division12
Census Block Group1
Census Block1011
Census Tract600501

Owner

Source: Monroe County records · APN 10-13-401-016-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5281 KASKASKIA RD, WATERLOO, IL 62298-3301
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedSep 20, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address5281 KASKASKIA RD, WATERLOO, IL 62298-3301
Document Number0000405757
Instrument DateJan 03, 2020
Transaction TypeMortgage
Record UpdatedJan 31, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5281 KASKASKIA RD WATERLOO IL 622983301, WATERLOO, IL 62298-3301

Mortgage

Document Number0000405757
DateJan 17, 2020
Instrument405757
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 16, 2050
Interest
Rate TypeFixed Rate
Rate4.12%

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$55,120 (+39.69%) Land $2,000 Building $53,120$165,360 (+39.69%) Land $6,000 Building $159,360
2024$2,825.00
2022Additional exemption filed$39,460 Land $2,000 Building $37,460$118,380 Land $6,000 Building $112,380

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171336005011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims1 (1993)
Most Recent ClaimAug 1993, alluvial fan flooding, Severe Storms & Flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 33 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
VerizonFixed Wireless300 / 20
HTC HoldingDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: HTC Holding. Availability varies by address; speeds are provider-advertised maximums, not measured.

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