53001 E 65 Rd, Miami, OK 74354 Property Records

Ottawa County property record for 53001 E 65 Rd, Miami, OK 74354

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,112 sqft · built 2019
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,556 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit May 2022 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`44151`

Property Details

APN / Parcel Number

Primary APN	`44151`
Alternative APN	`0000-10-028-022-0-011-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,112 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Material	Metal
Lot Area	217,800 sqft (5 acres)
Porch	Slab
Porch Area	308 sqft
Pole Barn	2,100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	44151
Street Address	53001 E 65 RD
City	MIAMI
State	OK
Zip	74354-3029
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	W 269.55' OF THE N 808' OF THE NW SW IN SEC10, TN28N, RNG22E
Legal Range	22E
Legal Township	28N
Legal Section	10
Jurisdiction	OTTAWA OK
Township / Civil Division	MIAMI
Census Block Group	1
Census Block	1081
Census Tract	574300

Owner

Source: Ottawa County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	53001 E 65 RD, MIAMI, OK 74354-3029
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Deed of Trust, Mortgage · Line of Credit WELCH STATE BANK
May 23, 2022	Deed of Trust, Mortgage · Line of Credit WELCH STATE BANK OF WELCH OK
Jun 28, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 28, 2024
Transfer Doc	001208/535
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OK
Recording Date	Sep 23, 2026
Property Address	53001 E 65 RD, MIAMI, OK 74354-3029
Document Number	0000004784
Book / Page	1273 / 94
Instrument Date	Sep 21, 2026
Instrument	20264784
Transaction Type	Mortgage
Record Updated	Oct 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53001 E 65 RD, MIAMI, OK 74354-3029

Mortgage

Document Number	0000004784,
Date	Sep 23, 2026
Book Page	1273/94
Instrument	20264784

Lender

Name	WELCH STATE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Max Rate	-1%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OK
Property Address	53001 E 65 RD, MIAMI, OK 74354-3029
Transaction Type	Mortgage
Record Updated	Mar 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53001 E 65 RD, MIAMI, OK 74354-3029

Mortgage

Document Number	001162/144
Date	May 23, 2022
Book Page	1162/144
Instrument	I-2022-002706

Lender

Name	WELCH STATE BANK OF WELCH OK
Type	Bank
Address	MIAMI, OK 74355

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 17, 2037

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA OK
Recording Date	Jun 28, 2022
Property Address	53001 E 65 RD, MIAMI, OK 74354-3029
Document Number	001164/413
Book / Page	1164 / 413
Instrument Date	Jun 28, 2022
Instrument	I-2022-003374
Transaction Type	Transfer
Record Updated	Mar 8, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	53001 E 65 RD, MIAMI, OK 74354-3029

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of January 29, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Ottawa County
Unified School District	Commerce Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$16,511 (+2.99%) Land $1,568 Building $14,943	$144,832 (+3%) Land $13,750 Building $131,082
2025	$1,556.00 (+0.91%)	$16,031 (+1.12%) Land $1,568 Building $14,463	$140,614 (+1.12%) Land $13,750 Building $126,864
2024	$1,542.00 (+8.29%)	$15,853 (-) Land $1,568 Building $14,285	$139,060 (-) Land $13,750 Building $125,310
2023	$1,424.00 (-1.59%)	$15,853 (-) Land $1,568 Building $14,285	$139,060 (-) Land $13,750 Building $125,310
2022	$1,447.00	$15,853 Land $1,568 Building $14,285	$139,060 Land $13,750 Building $125,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	18 (1986–2019)
Claims Outside the SFHA	2 of 18
Most Recent Claim	May 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2019 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2011 · 4 claims Severe Storms, Flooding, And Tornadoes, Jul 2007 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 80% of Oklahoma
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BOLT Fiber Fiber	1,000 / 1,000
The Junction Internet Fixed Wireless	500 / 100
Wisper ISP Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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