52590 E 65 Rd, Miami, OK 74354 Property Records

Ottawa County property record for 52590 E 65 Rd, Miami, OK 74354 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,824 sqft · built 2004
Lot Size	20 acres (871,200 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (Jan 2017)
Tax Bill	$1,684 (2025)
Deeds & Mortgages	Dec 2009 Mortgage Oct 2008 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`0000-09-028-022-0-003-00`

Property Details

APN / Parcel Number

Primary APN	`0000-09-028-022-0-003-00`
Alternative APN	`5132`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,824 sqft Living Area
1st Floor Area	1,824 sqft

Exterior

Year Built	Built 2004
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Footing
Roof Material	Metal
Lot Area	871,200 sqft (20 acres)
Garage Type	Detached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	200 sqft
Lean-To	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	5132
Street Address	52590 E 65 RD
City	MIAMI
State	OK
Zip	74354-3027
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W2 SW NE SEC 9 TWP 28 RNG 22
Legal Range	22E
Legal Township	28N
Legal Section	09
Legal Subdivision	UNPLATTED
Jurisdiction	OTTAWA OK
Township / Civil Division	MIAMI
Census Block Group	1
Census Block	1004
Census Tract	574200

Owner

Source: Ottawa County records · APN 0000-09-028-022-0-003-00

Assessment roll updated October 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	52590 E 65 RD, MIAMI, OK 74354-3027
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 02, 2009	Deed of Trust, Mortgage · USDA Mortgage USDA
Oct 03, 2008	Deed of Trust, Mortgage · USDA Mortgage USDA
Jun 06, 2008	Deed of Trust, Mortgage · USDA Mortgage USDA
Oct 10, 2017	Deed of Trust, Mortgage · Line of Credit OKLAHOMA STATE BANK
Oct 25, 2017	Deed of Trust, Mortgage · Line of Credit OKLAHOMA STATE BANK
Aug 20, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Apr 26, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Jan 10, 2017	Warranty Deed, Transfer · Line of Credit
Jan 10, 2017	Warranty Deed, Transfer · Line of Credit OKLAHOMA STATE BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 10, 2017 · Amount on Record
Deed Sale	Jan 10, 2017 · Amount on Record
Deed Document Number	2017-000124
Deed Book / Page	1042 / 389
Record Updated	Jun 08, 2026

December 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OK
Property Address	52590 E 65 RD, MIAMI, OK 74354-3027
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000900/040
Date	Dec 02, 2009
Book Page	0900/040
Instrument	2009-006164

Lender

Name	USDA
Type	Government Agency
Address	VINITA, OK 74301

Agreement

Type	USDA Mortgage

October 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OK
Property Address	52590 E 65 RD, MIAMI, OK 74354-3027
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000874/695
Date	Oct 03, 2008
Book Page	0874/695
Instrument	2008-005804

Lender

Name	USDA
Type	Government Agency
Address	VINITA, OK 74301

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Oct 02, 2015

Interest

Rate	3.75%

June 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OK
Property Address	52590 E 65 RD, MIAMI, OK 74354-3027
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000867/290
Date	Jun 06, 2008
Book Page	0867/290
Instrument	2008-003308

Lender

Name	USDA
Type	Government Agency
Address	VINITA, OK 74301

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	83 Months
Due	May 30, 2015

Interest

Rate	3.12%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OK
Property Address	52590 E 65 RD, MIAMI, OK 74354-3027
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1057/735
Date	Oct 10, 2017
Book Page	1057/735
Instrument	2017-004050

Lender

Name	OKLAHOMA STATE BANK
Type	Bank
Address	VINITA, OK 74301

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Oct 04, 2018

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OK
Property Address	52590 E 65 RD, MIAMI, OK 74354-3027
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1058/712
Date	Oct 25, 2017
Book Page	1058/712
Instrument	2017-004385

Lender

Name	OKLAHOMA STATE BANK
Type	Bank
Address	VINITA, OK 74301

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OK
Property Address	52590 E 65 RD, MIAMI, OK 74354-3027
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52590 E 65 RD, MIAMI, OK 74354-3027

Mortgage

Document Number	1116/590
Date	Aug 20, 2020
Book Page	1116/590
Instrument	2020-003577

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	345 Months
Due	May 01, 2049

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OK
Property Address	52590 E 65 RD, MIAMI, OK 74354-3027
Transaction Type	Mortgage
Record Updated	May 13, 2019
Title Company	TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1089/394
Date	Apr 26, 2019
Book Page	1089/394
Instrument	2019-001685

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2049

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA OK
Recording Date	Jan 10, 2017
Property Address	52590 E 65 RD, MIAMI, OK 74354-3027
Document Number	1042/389
Book / Page	1042 / 389
Instrument Date	Jan 09, 2017
Instrument	2017-000124
Transaction Type	Transfer
Record Updated	Feb 06, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$217.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52590 E 65 RD, MIAMI, OK 74354-3027

Mortgage

Document Number	, 2017-000125
Date	Jan 10, 2017
Instrument	2017-000125

Lender

Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 09, 2037

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA OK
Recording Date	Jan 10, 2017
Property Address	52590 E 65 RD, MIAMI, OK 74354-3027
Document Number	001042/389
Book / Page	1042 / 389
Instrument Date	Jan 09, 2017
Instrument	2017-000124
Transaction Type	Transfer
Record Updated	Mar 18, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$217.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52590 E 65 RD, MIAMI, OK 74354-3027

Mortgage

Document Number	2017000125
Date	Jan 10, 2017
Instrument	2017-000125

Lender

Name	OKLAHOMA STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 09, 2037

Tax Assessment & Valuation

Source: Ottawa County records · Assessment roll updated October 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Ottawa County
Unified School District	Commerce Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,684.00 (+0.9%)	$17,357 (+5%) Land $3,064 Building $14,293	$199,475 (+37.57%) Land $26,875 Building $172,600
2024	$1,669.00 (+12.39%)	$16,530 (-) Land $3,064 Building $13,466	$145,000 (-) Land $26,875 Building $118,125
2023	$1,485.00 (-1.53%)	$16,530 (-) Land $3,064 Building $13,466	$145,000 (-) Land $26,875 Building $118,125
2022	$1,508.00	$16,530 Land $3,064 Building $13,466	$145,000 Land $26,875 Building $118,125

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ottawa County (40115C), updated September 13, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 401155742001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	5 (1985–2011)
Most Recent Claim	May 2011, other causes, Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Wildfire

Wildfire Risk	Moderate above 55% of the US · above 17% of Oklahoma
Wildfire Likelihood	About 1 in 680 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 7 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Northeast Rural Services	Fiber	1,000 / 1,000
The Junction Internet	Fixed Wireless	100 / 20
Wisper ISP	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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