Charlotte County property record for 5300 River Bay Dr, Punta Gorda, FL 33950
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 2,088 sqft · built 2019 |
| Lot Size | 0.244 acres (10,640 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $125,000 (Dec 2016) |
| Tax Bill | $5,156 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 412319351005 |
| Primary APN | 412319351005 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,088 sqft Living Area |
| Gross Area | 4,970 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 10,640 sqft (0.244 acres) |
| Lot Dimensions | 112 ft deep x 95 ft wide |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 1,166 sqft |
| Driveway | Driveway |
| Driveway Area | 1,131 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 36 sqft |
|---|---|
| Porch | Enclosed Porch |
| Porch Area | 1,524 sqft |
| Deck Area | Deck Area |
| Patio Area | 596 sqft |
| Loading Dock | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 00965600101400 |
|---|---|
| Street Address | 5300 RIVER BAY DR |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33950-8731 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MHC |
| Legal Description | RIVIERA LAGOONS 5TH ADD BLK B LT 5 692/794 1880/2123 2136/1421 2436/633 ODN 2666/2002 POA3567/956-BAR 3567/445 UNREC DC-WER 3632/1476 3648/957 4149/22 |
| Legal Range | 23E |
| Legal Township | 41S |
| Legal Section | 19 |
| Legal Subdivision | RIVIERA LAGOONS 5TH ADD |
| Legal Tract | RLA |
| Legal Block | B |
| Legal Lot Number | 5 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 10405 |
Source: Charlotte County records, as of November 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5300 RIVER BAY DR, PUNTA GORDA, FL 33950-8731 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 12, 2016 · Amount on Record |
| Deed Sale | Dec 12, 2016 · Amount on Record |
| Prior Sale | Feb 17, 2012 |
| Deed Document Number | 20162485462 |
| Deed Book / Page | 4149 / 22 |
| Prior Transfer Date | Mar 27, 2012 |
| Prior Transfer Doc | 0036480957 |
| Record Updated | Jun 8, 2026 |
Source: Charlotte County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,156.00 (-11.92%) Homeowner's exemption | $381,808 (+5.99%) | $671,157 (-6.95%) Land $178,296 Building $492,861 |
| 2024 | $5,854.00 (+0.17%) | ||
| 2023 | $5,844.00 (+3.07%) Homeowner's exemption | $360,241 (+3%) | $721,311 (+17.07%) Land $191,520 Building $529,791 |
| 2022 | $5,670.00 Homeowner's exemption | $349,749 | $616,127 Land $139,536 Building $476,591 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 1,331 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2,225 units insured incl. 894 condo units |
| Nearby Flood Claims | 127 (2004–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| BridgeMAXX Suncoast Broadband Fixed Wireless | 100 / 20 |
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