5286 River Bay Dr, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 5286 River Bay Dr, Punta Gorda, FL 33950

Property Summary

Property TypeMobile Home
Details1,950 sqft · built 2006
Lot Size0.255 acres (11,115 sqft)
OwnerCompany Name on Record
Last Sale$165,000 (Jun 2004)
Tax Bill$2,436 (2025)
Flood ZoneZone AE (high risk)
APN412319351004

Property Details

APN / Parcel Number

Primary APN412319351004
Alternative APNs
  • 00965600101302
  • 10004707495

Interior

Building Area1,950 sqft Living Area
Gross Area3,900 sqft
FlooringVinyl/Resilient

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleMobile Home
Exterior MaterialAluminum/Vinyl
Construction TypeManufactured
Roof MaterialComposition Shingle
Lot Area11,115 sqft (0.255 acres)
Lot Dimensions117 ft deep x 95 ft wide
View / LotWaterfront
DrivewayDriveway
Driveway Area2 sqft
PorchEnclosed Porch
Porch Area3,006 sqft
Loading Dock320 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number00965600101302
Street Address5286 RIVER BAY DR
CityPUNTA GORDA
StateFL
Zip33950-8738
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeMHC
Legal DescriptionRIVIERA LAGOONS 5TH ADD BLK B LT 4 RP/VINFLHML2B2094Y30549A&B 692/794 1880/2133 AFF2482/889 2482/890 2605/592 ODN 2666/2002
Legal Range23E
Legal Township41S
Legal Section19
Legal SubdivisionRIVIERA LAGOONS 5TH ADD
Legal TractRLA
Legal BlockB
Legal Lot Number4
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group3
Census Block3004
Census Tract10405

Owner

Source: Charlotte County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address5286 RIVER BAY DR, PUNTA GORDA, FL 33950-8738
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 2, 2004 · Amount on Record
Deed SaleJun 2, 2004 · Amount on Record
Prior SaleApr 6, 2001 · Amount on Record
Deed Document Number20041210973
Deed Book / Page2482 / 890
Last Transfer DateDec 13, 2004
Transfer Doc0026050592
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,436.00 (-23.68%) Homeowner's exemption$201,516 (+5.99%)$348,583 (-13.74%) Land $180,153 Building $168,430
2024$3,192.00 (+1.11%)
2023$3,157.00 (+3.71%) Homeowner's exemption$190,133 (+3%)$404,115 (-3.41%) Land $193,515 Building $210,600
2022$3,044.00 Homeowner's exemption$184,595$418,361 Land $140,990 Building $277,371

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 1,331 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2,225 units insured
incl. 894 condo units
Nearby Flood Claims127 (2004–2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 50 claims
  • Hurricane Helene, Sep 2024 · 33 claims
  • Hurricane Ian, Oct 2022 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PUNTA GORDA
serves 36,302 people · EPA ID FL6080051
Water SourceSurface water
Last State InspectionDec 2023
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ripple Fiber
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
BridgeMAXX Suncoast Broadband
Fixed Wireless
100 / 20

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