5300 Hst Spring Dr, Concord, NC 28025 Property Records

Cabarrus County property record for 5300 Hst Spring Dr, Concord, NC 28025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,648 sqft · built 1997
Lot Size	0.59 acres (25,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$219,000 (May 2018)
Tax Bill	$1,723 (2023)
Deeds & Mortgages	May 2023 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5559 66 5334`

Property Details

APN / Parcel Number

Primary APN	`5559 66 5334`
Alternative APNs	`09001 0002.170000` `44807`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,648 sqft Living Area
Gross Area	2,454 sqft
1st Floor Area	826 sqft
Upper Floors Area	822 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	25,700 sqft (0.59 acres)
Lot Dimensions	170 ft deep x 150 ft wide
Garage Type	Mixed
Garage Area	506 sqft
Driveway	Concrete Driveway
Driveway Area	720 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	120 sqft
Patio Area	180 sqft
Storage Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	44807
Street Address	5300 HISTORIC SPRING DR
City	CONCORD
State	NC
Zip	28025-8784
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR
Legal Description	LT 4 COLD SPRINGS
Legal Subdivision	COLD SPRINGS
Legal Lot Number	4
Jurisdiction	CABARRUS NC
Township / Civil Division	9, GEORGEVILLE
Census Block Group	2
Census Block	2002
Census Tract	41602

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5300 HISTORIC SPRING DR, CONCORD, NC 28025-8784
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 23, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Apr 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
May 2, 2018	Warranty Deed, Transfer · Conventional with PMI FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2018 · Amount on Record
Deed Sale	May 2, 2018 · Amount on Record
Prior Sale	Mar 30, 2007 · Amount on Record
Deed Book / Page	12983 / 76
Prior Transfer Date	Apr 4, 2014
Prior Transfer Doc	10920147
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	5300 HISTORIC SPRING DR, CONCORD, NC 28025-8784
Transaction Type	Mortgage
Record Updated	Jul 18, 2023
Title Company	WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001649765
Date	May 23, 2023
Book Page	16497/65

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 15, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	5300 HISTORIC SPRING DR, CONCORD, NC 28025-8784
Transaction Type	Mortgage
Record Updated	Jul 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015081176
Date	Apr 12, 2021
Book Page	15081/176

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	May 2, 2018
Property Address	5300 HISTORIC SPRINGS DR, CONCORD, NC 28025-8784
Document Number	1298376
Book / Page	012983 / 000076
Instrument Date	May 2, 2018
Instrument	10307
Transaction Type	Transfer
Record Updated	Sep 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$438.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5300 HISTORIC SPRINGS DR CONCORD NC 280258784, CONCORD, NC 28025-8784

Mortgage

Document Number	1298379
Date	May 2, 2018
Book Page	012983/000079
Instrument	10308

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$354,890 (-) Land $91,000 Building $263,890
2025		$354,890 (+76.73%) Land $91,000 Building $263,890
2024			$354,890 (+76.73%) Land $91,000 Building $263,890
2023	$1,723.00	$200,810 Land $42,000 Building $158,810	$200,810 Land $42,000 Building $158,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FIELDSTONE/COLD SPRINGS DEV private · serves 424 people · EPA ID NC0113232
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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