5207 Hst Spring Dr, Concord, NC 28025 Property Records

Cabarrus County property record for 5207 Hst Spring Dr, Concord, NC 28025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,176 sqft · built 1984
Lot Size	0.614 acres (26,720 sqft)
Owner	Individual Name on Record
Last Sale	$89,500 (Mar 1993)
Tax Bill	$1,630 (2023)
Deeds & Mortgages	Oct 2025 Line of Credit Mar 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`5559 66 4631`

Property Details

APN / Parcel Number

Primary APN	`5559 66 4631`
Alternative APNs	`09001 0002.400000` `1918685` `154366`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,176 sqft Living Area
Gross Area	2,742 sqft
1st Floor Area	1,176 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2004
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	26,720 sqft (0.614 acres)
Lot Dimensions	167 ft deep x 160 ft wide
Garage Type	Mixed
Garage Area	896 sqft
Driveway	Concrete Driveway
Driveway Area	1,650 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	16 sqft
Deck Area	154 sqft
Patio Area	154 sqft
Storage Building	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	154366
Street Address	5207 HISTORIC SPRING DR
City	CONCORD
State	NC
Zip	28025-8783
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR
Legal Description	LT 34 COLD SPRINGS
Legal Subdivision	COLD SPRINGS
Legal Lot Number	34
Jurisdiction	CABARRUS NC
Township / Civil Division	9, GEORGEVILLE
Census Block Group	2
Census Block	2008
Census Tract	41602

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5207 HISTORIC SPRING DR, CONCORD, NC 28025-8783
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2025	Deed of Trust, Mortgage · Line of Credit CLEARVIEW FCU
Mar 30, 2022	Intrafamily Transfer, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage PIEDMONT ADVANTAGE CU
Oct 10, 2017	Deed of Trust, Mortgage · Line of Credit PIEDMONT ADVANTAGE CU
Jul 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage PIEDMONT ADVANTAGE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 1993 · Amount on Record
Deed Sale	Mar 31, 1993 · Amount on Record
Prior Sale	Aug 1, 1984 · Amount on Record
Deed Book / Page	1013 / 331
Last Transfer Date	Mar 21, 2022
Transfer Doc	0015936307
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	5207 HISTORIC SPRING DR, CONCORD, NC 28025-8783
Transaction Type	Mortgage
Record Updated	Oct 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001767657
Date	Oct 20, 2025
Book Page	17676/57

Lender

Name	CLEARVIEW FCU
Type	Credit Union
Address	CORAOPOLIS, PA 15108

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 19, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CABARRUS NC
Recording Date	Mar 30, 2022
Property Address	5207 HISTORIC SPRING DR, CONCORD, NC 28025-8783
Document Number	0015936307
Book / Page	15936 / 307
Map Reference	MB 56 PG 83
Instrument Date	Mar 21, 2022
Transaction Type	Transfer
Record Updated	Jul 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5207 HISTORIC SPRINGS DR, CONCORD, NC 28025-8783

Mortgage

Document Number	0015936309
Date	Mar 30, 2022
Instrument	15936/309

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	5207 HISTORIC SPRINGS DR, CONCORD, NC 28025-8783
Document Number	1373383
Instrument Date	Sep 19, 2019
Transaction Type	Mortgage
Record Updated	Oct 2, 2019
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NAT'L TITLE & CLOSING S

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5207 HISTORIC SPRINGS DR CONCORD NC 280258783, CONCORD, NC 28025-8783

Mortgage

Document Number	1373383
Date	Sep 23, 2019
Book Page	013733/000083
Instrument	25560

Lender

Name	PIEDMONT ADVANTAGE CU
Type	Credit Union
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 22, 2049

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	5207 HISTORIC SPRINGS DR, CONCORD, NC 28025-8783
Document Number	12714312
Book / Page	012714 / 000312
Instrument Date	Oct 10, 2017
Transaction Type	Mortgage
Record Updated	Oct 31, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5207 HISTORIC SPRINGS DR CONCORD NC 280258783, CONCORD, NC 28025-8783

Mortgage

Document Number	12714312
Date	Oct 11, 2017
Book Page	012714/000312
Instrument	26435

Lender

Name	PIEDMONT ADVANTAGE CU
Type	Credit Union
Address	WINSTON SALEM, NC 27103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 10, 2042

Interest

Rate Type	Adjustable Rate

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	5207 HISTORIC SPRINGS DR, CONCORD, NC 28025-8783
Document Number	12698136
Book / Page	012698 / 000136
Instrument Date	Jul 31, 2017
Transaction Type	Mortgage
Record Updated	Oct 31, 2017
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5207 HISTORIC SPRINGS DR CONCORD NC 280258783, CONCORD, NC 28025-8783

Mortgage

Document Number	12698136
Date	Sep 29, 2017
Book Page	012698/000136
Instrument	25351

Lender

Name	PIEDMONT ADVANTAGE CU
Type	Credit Union
Address	WINSTON SALEM, NC 27103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 28, 2027

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$352,790 (-) Land $91,000 Building $261,790
2025		$352,790 (+85.66%) Land $91,000 Building $261,790
2024			$352,790 (+85.66%) Land $91,000 Building $261,790
2023	$1,630.00	$190,020 Land $42,000 Building $148,020	$190,020 Land $42,000 Building $148,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FIELDSTONE/COLD SPRINGS DEV private · serves 424 people · EPA ID NC0113232
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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