Cherokee County property record for 530 W Ridge Dr, Murphy, NC 28906
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,022 sqft · built 1999 |
| Lot Size | 0.89 acres (38,768 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $75,000 (Jun 2012) |
| Tax Bill | $1,151 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 458215630923000 |
| Primary APN | 458215630923000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,022 sqft Heated Area |
| Gross Area | 2,850 sqft |
| 1st Floor Area | 1,022 sqft |
| Basement Area | 1,008 sqft |
| Finished Basement | 1,008 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 38,768 sqft (0.89 acres) |
| Lot Dimensions | 160 ft deep x 155 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 228 sqft |
| Deck Area | 144 sqft |
| Patio Area | 224 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 36204 |
|---|---|
| Street Address | 530 W RIDGE DR |
| City | MURPHY |
| State | NC |
| Zip | 28906-8641 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TR 24-6 PH 1 TARHEEL WEST 1440/165 |
| Legal Phase | 1 |
| Legal Tract | 24 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | MURPHY |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 930502 |
Source: Cherokee County records, as of October 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 530 W RIDGE DR, MURPHY, NC 28906-8641 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 22, 2012 · Amount on Record |
| Deed Sale | Jun 22, 2012 · Amount on Record |
| Prior Sale | Jul 26, 2011 · Amount on Record |
| Deed Document Number | 20122998 |
| Deed Book / Page | 1440 / 165 |
| Last Transfer Date | May 1, 2013 |
| Transfer Doc | 01464/0965 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 530 W RIDGE DR, MURPHY, NC 28906-8641 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00001647/1 |
|---|---|
| Date | Jun 17, 2020 |
| Book Page | 1647/1 |
| Instrument | 3020 |
| Name | FIRST RELIANCE BANK |
|---|---|
| Type | Bank |
| Address | MOUNT PLEASANT, SC 29464 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 1, 2040 |
Source: Cherokee County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,151.00 | $150,390 (-) | $150,390 (-) Land $10,000 Building $140,390 |
| 2023 | $150,390 | $150,390 Land $10,000 Building $140,390 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 77% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| RiverStreet Networks Fixed Wireless | 25 / 3 |
May also be available: Peachtree Broadband Fiber.
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