521 W Ridge Dr, Murphy, NC 28906 Property Records

Cherokee County property record for 521 W Ridge Dr, Murphy, NC 28906

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,569 sqft · built 1991
Lot Size15.4 acres (671,695 sqft)
Owner2 Company Names on Record
Tax Bill$2,557 (2025)
Deeds & MortgagesSep 2025 Transfer
Flood ZoneZone X (minimal risk)
APN458215536939000

Property Details

APN / Parcel Number

Primary APN458215536939000
Alternative APN
  • 29293

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,569 sqft Heated Area
Gross Area7,288 sqft
1st Floor Area1,865 sqft
Upper Floors Area704 sqft
Basement Area1,216 sqft
Unfinished Basement1,216 sqft
FlooringVinyl/Resilient
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area671,695 sqft (15.4 acres)
Lot Dimensions678 ft deep x 348 ft wide
TerrainMountain
Garage TypeMixed
Garage Area1,234 sqft
Parking Spaces5 Parking Spaces

Exterior Amenities

PorchOpen Porch
Deck Area856 sqft
Patio Area612 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number29293
Street Address521 W RIDGE DR
CityMURPHY
StateNC
Zip28906-8641
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTR 26 & 27 & P/O TR 111 TARHEEL WEST A/71H
Legal Tract26
JurisdictionCHEROKEE NC
Township / Civil DivisionMURPHY
Census Block Group3
Census Block3002
Census Tract930502

Owner

Source: Cherokee County records, as of October 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing AddressPO BOX 463, MURPHY, NC 28906-0463
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateMar 14, 2025
Transfer Doc01786/1283
Record UpdatedJun 8, 2026

September 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHEROKEE NC
Recording DateSep 29, 2025
Property Address521 W RIDGE DR, MURPHY, NC 28906-8641
Document Number01786/1283
Book / Page1786 / 1283
Instrument DateMar 14, 2025
Instrument4701
Transaction TypeTransfer
Record UpdatedOct 15, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 463, MURPHY, NC 28906-0463

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 463, MURPHY, NC 28906-0463

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,557.00$348,700 (-)$348,700 (-) Land $123,360 Building $225,340
2023$348,700$348,700 Land $123,360 Building $225,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · above 77% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
RiverStreet Networks
Fixed Wireless
25 / 3

May also be available: Peachtree Broadband Fiber.

Nearby Properties on W Ridge Dr

Nearby Streets

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