Santa Cruz County property record for 528 Spruce St, Aptos, CA 95003 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2018 |
| Square Footage | 1,483 sqft Living Area |
| Lot Size | 4,008 sqft (0.092 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $525,000 (2009) |
| Tax Bill | $9,191.00 (2025) |
| Primary APN | 038-111-02 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,483 sqft Living Area |
| Gross Area | 1,912 sqft Gross Area |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Contemporary Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Wood Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 4,008 sqft (0.092 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 429 sqft Garage |
| Deck Area | 191 sqft Deck |
| Patio Area | 191 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 528 SPRUCE ST |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-3719 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | SEACLIFF PARK SUB 6 |
| Jurisdiction | SANTA CRUZ CA |
| Minor Civil Division | SANTA CRUZ |
| Census Blockgroup | 1 |
| Census Block | 1007 |
| Census Tract | 122100 |
Source: Santa Cruz County records · APN 038-111-02
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 528 SPRUCE ST, APTOS, CA 95003-3719 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Trustor/Debtor (Borrower in Default/Foreclosure On Trustee's Deed) |
| Date | Document |
|---|---|
| Nov 01, 2021 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Nov 01, 2021 | Deed of Trust, Mortgage · Stand Alone Second Mortgage US BANK NA |
| Feb 15, 2018 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Feb 15, 2018 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Jul 01, 2020 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Jul 01, 2020 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Jun 27, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage BAY FCU |
| Jul 01, 2019 | Quit Claim Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 25, 2009 · Amount on Record |
| Deed Sale | Nov 25, 2009 · Amount on Record |
| Prior Sale | Jan 08, 2003 · Amount on Record |
| Deed Doc Number | 200955164 |
| Last Transfer Date | Jun 21, 2019 |
| Transfer Doc | 0000017978 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 528 SPRUCE ST, APTOS, CA 95003-3719 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2021 |
| Title Company | FIDELITY NATIONAL LS, FIDELITY NATIONAL |
| Name | Verified Name |
|---|---|
| Address | 528 SPRUCE ST, APTOS, CA 95003-3719 |
| Document Number | 0000054437 |
|---|---|
| Date | Nov 01, 2021 |
| Instrument | 2021-0054437 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 528 SPRUCE ST, APTOS, CA 95003-3719 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2021 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000054438 |
|---|---|
| Date | Nov 01, 2021 |
| Instrument | 2021-0054438 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 528 SPRUCE ST, APTOS, CA 95003-3719 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000004696 |
|---|---|
| Date | Feb 15, 2018 |
| Instrument | 2018-0004696 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | FARGO, ND 58103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 10, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 528 SPRUCE ST, APTOS, CA 95003-3719 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Title Company | FIDELITY NATIONAL TITLE GRC |
| Name | Verified Name |
|---|
| Document Number | 0000004695 |
|---|---|
| Date | Feb 15, 2018 |
| Instrument | 2018-0004695 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 528 SPRUCE ST, APTOS, CA 95003-3719 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000023491 |
|---|---|
| Date | Jul 01, 2020 |
| Instrument | 2020-0023491 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | FARGO, ND 58103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jun 25, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 528 SPRUCE ST, APTOS, CA 95003-3719 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000023490 |
|---|---|
| Date | Jul 01, 2020 |
| Instrument | 2020-0023490 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | APTOS, CA 95003 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jun 27, 2019 |
| Property Address | 528 SPRUCE ST, APTOS, CA 95003-3719 |
| Document Number | 0000017627 |
| Instrument Date | Jun 21, 2019 |
| Instrument | 2019-0017627 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 528 SPRUCE ST, APTOS, CA 95003-3719 |
| Document Number | 0000017628 |
|---|---|
| Date | Jun 27, 2019 |
| Instrument | 2019-0017628 |
| Name | BAY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jul 01, 2019 |
| Property Address | 528 SPRUCE ST, APTOS, CA 95003-3719 |
| Document Number | 0000017978 |
| Instrument Date | Jun 20, 2019 |
| Instrument | 17978 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 528 SPRUCE ST APTOS CA 950033719, APTOS, CA 95003-3719 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $691,237 (+2%) Land $427,909 Building $263,328 | ||
| 2025 | $9,191.00 (+10.64%) Homeowner's exemption | $677,683 (+4.04%) Land $419,518 Building $258,165 | |
| 2023 | $8,307.00 (+2.19%) Homeowner's exemption | $651,368 Land $403,228 Building $248,140 | $1,032,480 |
| 2022 | $8,129.00 |
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