530 S River St, Centre, AL 35960 Property Records

Cherokee County property record for 530 S River St, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	1,275 sqft · built 1945
Lot Size	0.27 acres (11,761 sqft)
Owner	Company Name on Record
Last Sale	$58,000 (Apr 2026)
Tax Bill	$260 (2026)
Deeds & Mortgages	May 2026 Mortgage Apr 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-14-05-22-3-003-001.002`

Property Details

APN / Parcel Number

Primary APN	`13-14-05-22-3-003-001.002`
Alternative APNs	`ALT APN:1405223003001002` `208165`

Interior

Stories	1 Story
Building Area	1,275 sqft Living Area
1st Floor Area	1,275 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,761 sqft (0.27 acres)
Porch	Slab
Porch Area	112 sqft
Deck Area	64 sqft

Location & Zoning

Account Number	208165
Street Address	530 S RIVER ST
City	CENTRE
State	AL
Zip	35960-1922
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 15 BLK 1, ELLIS ADD S/D, PB 4/13
Legal Range	09E
Legal Township	10S
Legal Section	22
Legal Subdivision	ELLIS ADDITION
Legal Block	1
Legal Lot Number	15
Jurisdiction	CHEROKEE AL
Township / Civil Division	CENTRE
Census Block Group	4
Census Block	4022
Census Tract	955900

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2201 GAULT AVE N, A, FORT PAYNE, AL 35967-3672
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
May 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST STHRN STATE BANK
Apr 15, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jul 29, 2019	Quit Claim Deed, Transfer Quitclaim
Apr 30, 2007	Warranty Deed, Transfer SUNTRUST MORTGAGE, INC.

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2026 · Amount on Record
Deed Sale	Apr 15, 2026 · Amount on Record
Prior Sale	Apr 30, 2007
Deed Document Number	2026243276
Prior Transfer Date	Jul 25, 2019
Prior Transfer Doc	0000208396
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Recording Date	May 11, 2026
Property Address	530 S RIVER ST, CENTRE, AL 35960-1922
Document Number	0000243731
Instrument Date	Apr 23, 2026
Instrument	2026243731
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	0000243731,
Date	May 11, 2026
Instrument	2026243731

Lender

Name	FIRST STHRN STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.38%
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Apr 15, 2026
Property Address	530 S RIVER ST, CENTRE, AL 35960-1922
Document Number	0000243276
Instrument Date	Apr 8, 2026
Instrument	2026.243276
Transaction Type	Transfer
Record Updated	Apr 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$5,858.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHEROKEE AL
Recording Date	Jul 29, 2019
Property Address	530 S RIVER ST, CENTRE, AL 35960-1922
Document Number	208396
Map Reference	PB 4 PB 13
Instrument Date	Jul 25, 2019
Instrument	208396
Transaction Type	Transfer
Record Updated	Dec 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Apr 30, 2007
Property Address	530 S RIVER ST, CENTRE, AL 35960-1922
Document Number	0000147024
Instrument Date	Apr 27, 2007
Instrument	147024
Transaction Type	Transfer
Record Updated	Dec 10, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4207 CASTLE GATE CT, SNELLVILLE, GA 30039-6474

Mortgage

Document Number	0000147025
Date	Apr 30, 2007
Instrument	147025

Lender

Name	SUNTRUST MORTGAGE, INC.
Address	901 SEMMES AVE, RICHMOND, VA 23224

Agreement

Amount	Amount Recorded
Term	361 Months
Due	May 1, 2037

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Municipality	Centre City
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$260.00 (+7%)
2025	$243.00	$4,920 (-) Land $400 Building $4,520	$51,600 (-) Land $4,000 Building $47,600
2024	$243.00 (+1.25%)	$4,920 (-3.91%) Land $400 Building $4,520	$51,600 (+1.38%) Land $4,000 Building $47,600
2023	$240.00	$5,120 (+753.33%)	$50,900 (-) Land $3,300 Building $47,600
2022	$240.00	$600 Land $340 Building $260	$50,900 Land $3,300 Building $47,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 78% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CENTRE, WW AND SB OF THE serves 8,163 people · EPA ID AL0000188
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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