Cherokee County property record for 528 S River St, Centre, AL 35960 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1945 |
| Square Footage | 1,064 sqft Living Area |
| Lot Size | 37,897 sqft (0.87 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $35,000 (2026) |
| Tax Bill | $111.00 (2025) |
| Primary APN | 13-14-05-22-3-003-001.001 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,064 sqft Living Area |
|---|---|
| 1st Floor | 1,064 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Exterior Material | Wood Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 37,897 sqft (0.87 acres) |
| Porch Area | 385 sqft Porch |
| Account Number | 17156 |
|---|---|
| Street Address | 528 S RIVER ST |
| City | CENTRE |
| State | AL |
| Zip | 35960-1922 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 14 BLK 1 OF ELLIS ADDITION 4/13 |
| Legal Range | 09E |
| Legal Township | 10S |
| Legal Section | 22 |
| Legal Subdivision | ELLIS ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 14 |
| Jurisdiction | CHEROKEE AL |
| Minor Civil Division | CENTRE |
| Census Blockgroup | 4 |
| Census Block | 4022 |
| Census Tract | 955900 |
Source: Cherokee County records · APN 13-14-05-22-3-003-001.001
Assessment roll updated December 1, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2201 GAULT AVE N, A, FORT PAYNE, AL 35967-3672 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Jul 09, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK SOUTHERN CA |
| Jun 22, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 22, 2026 · Amount on Record |
| Deed Sale | Jun 22, 2026 · Amount on Record |
| Prior Sale | Mar 29, 2005 |
| Deed Doc Number | 2026244434 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Recording Date | Jul 09, 2026 |
| Property Address | 528 S RIVER ST, CENTRE, AL 35960-1922 |
| Document Number | 0000244706 |
| Instrument Date | Jun 29, 2026 |
| Instrument | 2026244706 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|
| Document Number | 0000244706, |
|---|---|
| Date | Jul 09, 2026 |
| Instrument | 2026244706 |
| Name | FIRST STATE BANK SOUTHERN CA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Recording Date | Jun 22, 2026 |
| Property Address | 528 S RIVER ST, CENTRE, AL 35960-1922 |
| Document Number | 0000244434 |
| Instrument Date | Jun 04, 2026 |
| Instrument | 2026244434 |
| Transaction Type | Transfer |
| Record Updated | Jul 07, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,535.00 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
Source: Cherokee County records · Assessment roll updated December 1, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Municipality | Centre City |
| Unified School District | Cherokee County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $111.00 Homeowner's exemption | $3,420 (-) Land $560 Building $2,860 | $34,100 (-) Land $5,500 Building $28,600 |
| 2024 | $111.00 (-7.5%) Additional exemption filed | $3,420 (-6.04%) Land $560 Building $2,860 | $34,100 (-6.32%) Land $5,500 Building $28,600 |
| 2023 | $120.00 Homeowner's exemption | $3,640 (-) | $36,400 (-) Land $7,800 Building $28,600 |
| 2022 | $120.00 Homeowner's exemption | $3,640 Land $780 Building $2,860 | $36,400 Land $7,800 Building $28,600 |
Source: FEMA National Flood Hazard Layer, Cherokee County (01019C), updated March 15, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 61% of the US · above 78% of Alabama |
|---|---|
| Wildfire Likelihood | About 1 in 529 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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