530 S 12th St, Independence, OR 97351 Property Records

Polk County property record for 530 S 12th St, Independence, OR 97351

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,940 sqft · built 1993
Lot Size0.177 acres (7,701 sqft)
OwnerIndividual Name on File
Last Sale$180,000 (Jun 2005)
Tax Bill$4,484 (2025)
Deeds & MortgagesApr 2024 Line of Credit
Mar 2024 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN08429-AC-05702

Property Details

APN / Parcel Number

Primary APN08429-AC-05702
Alternative APN
  • 366209

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,940 sqft Living Area
Gross Area2,412 sqft
1st Floor Area1,940 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1997
Exterior MaterialWood
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area7,701 sqft (0.177 acres)
Garage Area472 sqft
Parking Spaces4 Parking Spaces
Deck Area240 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected
Water SourceCommercial

Location & Zoning

Account Number366209
Street Address530 S 12TH ST
CityINDEPENDENCE
StateOR
Zip97351-1300
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionONE STORY
Legal Range4W
Legal Township08S
Legal Section29
Legal Block5
JurisdictionPOLK OR
Township / Civil DivisionMONMOUTH-INDEPENDENCE
Census Block Group5
Census Block5011
Census Tract20305

Owner

Source: Polk County records · APN 08429-AC-05702

Assessment roll updated May 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address530 S 12TH ST, INDEPENDENCE, OR 97351-1300
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 17, 2024Deed of Trust, Mortgage · Line of Credit
OREGON COMMUNITY CU
Mar 13, 2024Intrafamily Transfer, Transfer · FHA Mortgage
SUMMIT FUNDING INC
Nov 27, 2017Warranty Deed, Transfer · VA Mortgage
SUMMIT FUNDING INC
Dec 12, 2017Grant Deed, Transfer
FIRST AMERICAN TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 30, 2005 · Amount on Record
Deed SaleJun 30, 2005 · Amount on Record
Deed Document Number200510786
Last Transfer DateDec 11, 2017
Transfer Doc0000014659
Record UpdatedSep 20, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK OR
Property Address530 S 12TH ST, INDEPENDENCE, OR 97351-1300
Transaction TypeMortgage
Record UpdatedApr 26, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address530 S 12TH ST, INDEPENDENCE, OR 97351-1300

Mortgage

Document Number0000002853
DateApr 17, 2024
Instrument2024-002853
Lender
NameOREGON COMMUNITY CU
TypeCredit Union
AddressEUGENE, OR 97408
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 25, 2054
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPOLK OR
Recording DateMar 13, 2024
Property Address530 S 12TH ST, INDEPENDENCE, OR 97351-1300
Document Number0000001707
Instrument DateMar 01, 2024
Instrument2024-001707
Transaction TypeTransfer
Record UpdatedMar 22, 2024
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address530 S 12TH ST, INDEPENDENCE, OR 97351-1300

Mortgage

Document Number0000001708
DateMar 13, 2024
Instrument2024-001708
Lender
NameSUMMIT FUNDING INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2054

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK OR
Recording DateNov 27, 2017
Property Address530 S 12TH ST, INDEPENDENCE, OR 97351-1300
Document Number0000014026
Instrument DateNov 21, 2017
Instrument2017-014026
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address530 S 12TH ST, INDEPENDENCE, OR 97351-1300

Mortgage

Document Number0000014027
DateNov 27, 2017
Instrument2017-014027
Lender
NameSUMMIT FUNDING INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2047

December 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPOLK OR
Recording DateDec 12, 2017
Property Address530 S 12TH ST, INDEPENDENCE, OR 97351-1300
Document Number0000014659
Instrument DateNov 21, 2017
Instrument14659
Transaction TypeTransfer
Record UpdatedJan 05, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Tax$269.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address530 S 12TH ST INDEPENDENCE OR 973511300, INDEPENDENCE, OR 97351-1300

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated May 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateOregon
CountyPolk County
MunicipalityIndependence City
Unified School DistrictCentral School District 13J (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$253,090 (+3%) Land $44,670 Building $208,420$479,510 (+1.44%) Land $150,000 Building $329,510
2025$4,484.00 (+3.77%)$245,720 (+3%) Land $43,370 Building $202,350$472,710 (-2.9%) Land $138,900 Building $333,810
2024$4,321.00 (-2.48%)$238,570 (+3%) Land $42,110 Building $196,460$486,840 (+4%) Land $137,000 Building $349,840
2023$4,431.00 (+8.92%)$231,630 (+3%) Land $40,880 Building $190,750$468,120 (+2.87%) Land $131,000 Building $337,120
2022$4,068.00$224,890 Land $39,690 Building $185,200$455,040 Land $117,500 Building $337,540

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 28, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskLow
lower than 98% of the US · lower than 99.5% of Oregon
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Monmouth Independence Network
Fiber
2,500 / 2,500
Spectrum
Cable
1,000 / 1,000
Alyrica Networks
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Hunter Communications & Technologies
Fixed Wireless
200 / 20

Based on FCC filings for 162 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemINDEPENDENCE WATER SYSTEM
serves 10,300 people
Water SourceGroundwater
Last State InspectionMay 2022
Lead3 ppb (2021–2023)
action level 15 ppb
Copper1.45 mg/L (2021–2023)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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