Polk County property record for 405 S 12th St, Independence, OR 97351 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2006 |
| Square Footage | 1,320 sqft Living Area |
| Lot Size | 4,604 sqft (0.106 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $360,000 (2024) |
| Tax Bill | $2,501.00 (2025) |
Source: Polk County records · APN 08429-AC-03102
Assessment roll updated May 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 405 S 12TH ST, INDEPENDENCE, OR 97351-1347 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 05, 2024 | Warranty Deed, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE INC |
| Jun 21, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GENEVA FINANCIAL LLC |
| Jul 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GENEVA FINANCIAL LLC |
| Nov 05, 2021 | Deed of Trust, Mortgage · Line of Credit ONPOINT COMMUNITY CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 05, 2024 · Amount on Record |
| Deed Sale | Jan 05, 2024 · Amount on Record |
| Prior Sale | Apr 26, 2016 · Amount on Record |
| Deed Doc Number | 2024115 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK OR |
| Recording Date | Jan 05, 2024 |
| Property Address | 405 S 12TH ST, INDEPENDENCE, OR 97351-1347 |
| Document Number | 0000000115 |
| Instrument Date | Jan 04, 2024 |
| Instrument | 2024-000115 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2024 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 405 S 12TH ST, INDEPENDENCE, OR 97351-1347 |
| Document Number | 0000000116 |
|---|---|
| Date | Jan 05, 2024 |
| Instrument | 2024-000116 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK OR |
| Property Address | 405 S 12TH ST, INDEPENDENCE, OR 97351-1347 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2022 |
| Title Company | TICOR TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000006409 |
|---|---|
| Date | Jun 21, 2019 |
| Instrument | 2019-006409 |
| Name | GENEVA FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHANDLER, AZ 85248 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK OR |
| Property Address | 405 S 12TH ST, INDEPENDENCE, OR 97351-1347 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2022 |
| Title Company | TICOR TITLE INSURANCE COMPANY, TICOR TITLE |
| Name | Verified Name |
|---|---|
| Address | 405 S 12TH ST, INDEPENDENCE, OR 97351-1347 |
| Document Number | 0000011876 |
|---|---|
| Date | Jul 23, 2021 |
| Instrument | 2021-011876 |
| Name | GENEVA FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHANDLER, AZ 85248 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK OR |
| Property Address | 405 S 12TH ST, INDEPENDENCE, OR 97351-1347 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000017607 |
|---|---|
| Date | Nov 05, 2021 |
| Instrument | 2021-017607 |
| Name | ONPOINT COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | PORTLAND, OR 97208 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 28, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Polk County records · Assessment roll updated May 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Polk County |
| Municipality | Independence City |
| Unified School District | Central School District 13J (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $141,150 (+3%) Land $20,610 Building $120,540 | $345,100 (+1.93%) Land $126,050 Building $219,050 | |
| 2025 | $2,501.00 (+3.82%) | $137,040 (+3%) Land $20,010 Building $117,030 | $338,580 (-3.43%) Land $116,790 Building $221,790 |
| 2024 | $2,409.00 (-2.51%) | $133,050 (+3%) Land $19,430 Building $113,620 | $350,610 (+3.28%) Land $115,200 Building $235,410 |
| 2023 | $2,471.00 (+8.9%) | $129,180 (+3%) Land $18,860 Building $110,320 | $339,480 (-0.03%) Land $110,190 Building $229,290 |
| 2022 | $2,269.00 | $125,420 Land $18,310 Building $107,110 | $339,580 Land $98,910 Building $240,670 |
Source: FEMA National Flood Hazard Layer, Polk County (41053C), updated October 28, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 08429-AC-03102 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,320 sqft Living Area |
| Gross Area | 1,720 sqft Gross Area |
| 1st Floor | 1,320 sqft 1st Floor |
| Stories | 1 Stories |
| Utility Room | Utility Room |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Wood Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 4,604 sqft (0.106 acres) |
| Parking Spaces | 4 Parking Spaces |
| Garage Area | 400 sqft Garage |
| Deck Area | 36 sqft Deck |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Commercial Water Source |
| Account Number | 526713 |
|---|---|
| Street Address | 405 S 12TH ST |
| City | INDEPENDENCE |
| State | OR |
| Zip | 97351-1347 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | NULL NULL BLOCK NULL |
| Legal Range | 4W |
| Legal Township | 08S |
| Legal Section | 29 |
| Legal Subdivision | NULL |
| Legal Block | 5 |
| Legal Lot Number | NULL |
| Jurisdiction | POLK OR |
| Minor Civil Division | MONMOUTH-INDEPENDENCE |
| Census Blockgroup | 5 |
| Census Block | 5013 |
| Census Tract | 20305 |
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