530 Ruggs Path, Sag Harbor, NY 11963 Property Records

Suffolk County and Southampton Town property record for 530 Ruggs Path, Sag Harbor, NY 11963

Property Summary

Property Type	Single Family Home
Details	5 bd · 4,729 sqft · built 2013
Lot Size	2.1 acres (91,476 sqft)
Owner	2 Individual Names on File
Last Sale	$2,075,000 (Oct 2010)
Tax Bill	$18,518 (2020)
Deeds & Mortgages	Jul 2021 Refinance May 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0900-014.00-01.00-035.003`

Property Details

APN / Parcel Number

Primary APN	`0900-014.00-01.00-035.003`
Alternative APNs	`473689 014.000-0001-035.003` `368901400000010350030000` `473600127840`

Interior

Bedrooms	5 Beds
Building Area	4,729 sqft Living Area
1st Floor Area	4,729 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Mobile Home
Lot Area	91,476 sqft
Patio Area	450 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	530 RUGGS PATH
City	SAG HARBOR
State	NY
Zip	11963
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R80
Legal Description	99 PARCELIZED TOWN ROAD N THEPARCEL
Legal Block	1
Legal Lot Number	35
Jurisdiction	SUFFOLK NY
Township / Civil Division	SOUTHAMPTON
Census Block Group	3
Census Block	3001
Census Tract	190711

Owner

530 Ruggs Path is owned by two individuals who bought it in October 2010.

Source: Suffolk County and Southampton Town records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	25 OLD NOYACK PATH, SAG HARBOR, NY 11963-2231
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA
May 14, 2019	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK
Jun 26, 2019	Loan Modification, Consolidation and Extension, Mortgage WELLS FARGO BK
May 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2010 · Amount on File
Deed Sale	Oct 27, 2010 · Amount on File
Prior Sale	Jul 7, 2006 · Amount on File
Deed Book / Page	D12641 / 362
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	530 RUGGS PATH, SAG HARBOR, NY 11963
Transaction Type	Mortgage
Record Updated	Aug 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0232980256
Date	Jul 12, 2021
Book Page	23298/256
Instrument	DM022952

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	530 RUGGS PATH, SAG HARBOR, NY 11963
Document Number	0230370665
Instrument Date	May 14, 2019
Transaction Type	Mortgage
Record Updated	Aug 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	25 OLD NOYACK PATH SAG HARBOR NY 119632231, SAG HARBOR, NY 11963-2231

Mortgage

Document Number	0230370665
Date	Jun 26, 2019
Book Page	023037/000665

Lender

Name	WELLS FARGO BK
Type	Bank
Address	101 N PHILLIPS AVE, SIOUX FALLS, SD 57104-6738

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

June 2019: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	SUFFOLK NY
Recording Date	Jun 26, 2019
Property Address	530 RUGGS PATH, SAG HARBOR, NY 11963
Document Number	0230370664
Book / Page	023037 / 000664
Instrument Date	May 14, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	25 OLD NOYACK PATH SAG HARBOR NY 119632231, SAG HARBOR, NY 11963-2231

Mortgage

Document Number	230370664
Date	Jun 26, 2019
Book Page	023037/000664

Lender

Name	WELLS FARGO BK
Type	Bank
Address	2701 WELLS FARGO WAY, MINNEAPOLIS, MN 55467-8000

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 25, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.12%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	530 RUGGS PATH, SAG HARBOR, NY 11963
Document Number	0230370663
Instrument Date	May 14, 2019
Transaction Type	Mortgage
Record Updated	May 20, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	25 OLD NOYACK PATH SAG HARBOR NY 119632231, SAG HARBOR, NY 11963-2231

Mortgage

Document Number	0230370663
Date	Jun 26, 2019
Book Page	023037/000663

Lender

Name	WELLS FARGO BK
Type	Bank
Address	101 N PHILLIPS AVE, SIOUX FALLS, SD 57104-6738

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 25, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.12%

Tax Assessment & Valuation

Source: Suffolk County and Southampton Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Southampton Town
Unified School District	Sag Harbor Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$2,783,500 Land $877,900 Building $1,905,600
2024			$4,418,254 (+10.32%) Land $1,393,492 Building $3,024,762
2023		$2,783,500 Land $877,900 Building $1,905,600	$4,005,036 Land $1,263,165 Building $2,741,871
2020	$18,518.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 530 Ruggs Path in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 530 Ruggs Path is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ruggs Path

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