400 Ruggs Path, Sag Harbor, NY 11963 Property Records

Suffolk County and Southampton Town property record for 400 Ruggs Path, Sag Harbor, NY 11963

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,144 sqft · built 2018
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,120,000 (Oct 2019)
Tax Bill	$6,433 (2020)
Deeds & Mortgages	Jan 2026 Line of Credit Oct 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`0900-014.00-01.00-068.000`

Property Details

APN / Parcel Number

Primary APN	`0900-014.00-01.00-068.000`
Alternative APNs	`473689 014.000-0001-068.000` `368901400000010680000000` `473600128670`

Interior

Bedrooms	3 Beds
Building Area	2,144 sqft Living Area
1st Floor Area	2,144 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Mobile Home
Lot Area	11,761 sqft (0.27 acres)
Pool Type	Pool with Hot Tub/Spa
Patio Area	320 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	400 RUGGS PATH
City	SAG HARBOR
State	NY
Zip	11963-2203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R80
Legal Description	91 NOT PREVIOULSY ASSESSLL GORE PIECE
Legal Block	1
Legal Lot Number	68
Jurisdiction	SUFFOLK NY
Township / Civil Division	SOUTHAMPTON
Census Block Group	3
Census Block	3001
Census Tract	190711

Owner

Source: Suffolk County and Southampton Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	400 RUGGS PATH, SAG HARBOR, NY 11963-2203
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Oct 29, 2019	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2019 · Amount on Record
Deed Sale	Oct 29, 2019 · Amount on Record
Prior Sale	Jan 15, 2013 · Amount on Record
Deed Book / Page	13034 / 425
Prior Transfer Date	Oct 31, 1997
Prior Transfer Doc	1186000438
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	400 RUGGS PATH, SAG HARBOR, NY 11963-2203
Transaction Type	Mortgage
Record Updated	Mar 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0237080797
Date	Jan 23, 2026
Book Page	23708/797

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Oct 29, 2019
Property Address	400 RUGGS PATH, SAG HARBOR, NY 11963-2203
Document Number	0130340425
Book / Page	13034 / 425
Instrument Date	Sep 26, 2019
Transaction Type	Transfer
Record Updated	Aug 20, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Suffolk County and Southampton Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Southampton Town
Unified School District	Sag Harbor Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,017,100 (-) Land $427,300 Building $589,800
2024			$1,614,444 (+10.32%) Land $678,254 Building $936,190
2023		$1,017,100 Land $427,300 Building $589,800	$1,463,453 Land $614,820 Building $848,633
2020	$6,433.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ruggs Path

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