Orange County property record for 530 Ruby St, Laguna Beach, CA 92651 · Last verified November 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 1 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1927 |
| Square Footage | 1,403 sqft Living Area |
| Lot Size | 10,120 sqft (0.232 acres) |
| Tax Bill | $12,847.00 (2025) |
Source: Orange County records · APN 644-292-07
Assessment roll updated July 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2072 GLENNEYRE ST, LAGUNA BEACH, CA 92651-3618 |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Nov 17, 2021 | Deed of Trust, Mortgage UNION SAVINGS BANK |
| Aug 26, 2019 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) WELLS FARGO BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 07, 2009 |
| Deed Sale | Aug 07, 2009 |
| Prior Sale | Aug 07, 2009 |
| Deed Doc Number | 0000427734 |
| Last Transfer Date | Feb 11, 2015 |
| Transfer Doc | 0000076463 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 530 RUBY ST, LAGUNA BEACH, CA 92651-3644 |
| Transaction Type | Mortgage |
| Record Updated | Nov 30, 2021 |
| Title Company | NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000704843 |
|---|---|
| Date | Nov 17, 2021 |
| Instrument | 2021000704843 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Nov 10, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 530 RUBY ST, LAGUNA BEACH, CA 92651-3644 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000317531 |
|---|---|
| Date | Aug 26, 2019 |
| Instrument | 2019000317531 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | Sep 01, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.25% |
| Index | 1-Year LIBOR |
| Max Rate | 8.25% |
Source: Orange County records · Assessment roll updated July 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Laguna Beach City |
| Unified School District | Laguna Beach Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $12,847.00 (+2.24%) | $1,161,736 (+4.04%) Land $1,101,749 Building $59,987 |
| 2023 | $12,565.00 (+2.41%) | $1,116,625 Land $1,058,967 Building $57,658 |
| 2022 | $12,269.00 |
Source: FEMA National Flood Hazard Layer, Orange County (06059C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 37% of the US · above 22% of California |
|---|---|
| Wildfire Likelihood | About 1 in 2,174 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 644-292-07 |
|---|
| Bedrooms | 1 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 3 Rooms |
| Building Area | 1,403 sqft Living Area |
| Stories | 1 Stories |
| Year Built | Built 1927 |
|---|---|
| Lot Area | 10,120 sqft (0.232 acres) |
| Street Address | 530 RUBY ST |
|---|---|
| City | LAGUNA BEACH |
| State | CA |
| Zip | 92651-3644 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | N TR 764 BLK LOT 1 TR 764 LOTS 1/2 |
| Legal Subdivision | 764 |
| Legal Tract | 764 |
| Legal Lot Number | 1 |
| Jurisdiction | ORANGE CA |
| Minor Civil Division | SOUTH COAST |
| Census Blockgroup | 3 |
| Census Block | 3003 |
| Census Tract | 62620 |
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