530 Mary St, Frederick, MD 21701 Property Records

Frederick County property record for 530 Mary St, Frederick, MD 21701

Property Summary

Property Type	Single Family Home
Details	1 ba · 875 sqft · built 1953
Lot Size	0.213 acres (9,280 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Dec 2021)
Tax Bill	$4,839 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Mar 2020 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`02-060361`

Property Details

APN / Parcel Number

Primary APN	`02-060361`
Alternative APNs	`2060361` `060361`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	875 sqft Living Area
1st Floor Area	875 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,280 sqft (0.213 acres)
Lot Dimensions	160 ft deep x 58 ft wide
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	060361
Street Address	530 MARY ST
City	FREDERICK
State	MD
Zip	21701-6230
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	LT 19, 58 X 160 530 MARY ST. FREDERICK
Legal Subdivision	SARATOGA VILLAGE
Legal Lot Number	19
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	2
Census Block	2006
Census Tract	765100

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	530 MARY ST, FREDERICK, MD 21701-6230
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage WOODSBORO BANK
Mar 26, 2020	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Dec 14, 2021	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2021 · Amount on Record
Deed Sale	Dec 14, 2021 · Amount on Record
Prior Sale	May 16, 2008 · Amount on Record
Deed Book / Page	15572 / 75
Prior Transfer Date	Dec 27, 2011
Prior Transfer Doc	0087070178
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	530 MARY ST, FREDERICK, MD 21701-6230
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0125480227
Date	Aug 2, 2018
Book Page	12548/0227

Lender

Name	WOODSBORO BANK
Type	Bank
Address	WOODSBORO, MD 21798

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 1, 2028

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	530 MARY ST, FREDERICK, MD 21701-6230
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0136130245
Date	Mar 26, 2020
Book Page	13613/245

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Dec 14, 2021
Property Address	530 MARY ST, FREDERICK, MD 21701-6230
Document Number	0155720075
Book / Page	15572 / 75
Map Reference	MB 3 PG 73
Instrument Date	Dec 7, 2021
Transaction Type	Transfer
Record Updated	Dec 29, 2021
Title Company	LEGACYHOUSE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	530 MARY ST, FREDERICK, MD 21701-6230

Mortgage

Document Number	0001557280
Date	Dec 14, 2021
Instrument	15572/80

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$274,667 (+5.52%)	$303,400 (+16.56%) Land $155,500 Building $147,900
2025	$4,839.00 (+14.37%)	$260,300 (+35.69%) Land $117,100 Building $143,200	$260,300 (-) Land $117,100 Building $143,200
2024	$4,231.00 (+19.65%)
2023	$3,536.00	$191,833	$260,300 Land $117,100 Building $143,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (2018–2019)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jul 2019 · other causes
Claims by Event	Severe Storms And Flooding, May 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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