528 Mary St, Frederick, MD 21701 Property Records

Frederick County property record for 528 Mary St, Frederick, MD 21701 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms1 Baths
Architecture StyleConventional
Year BuiltBuilt 1957
Square Footage925 sqft Living Area
Lot Size8,866 sqft (0.204 acres)
GarageCarport, 390 sqft
OccupancyOwner Occupied
Tax Bill$3,911.00 (2025)

Property Details

APN / Parcel Number

Primary APN02-021528
Alternative APNs
  • 2021528
  • 021528

Interior

Full Baths1 Baths
Building Area925 sqft Living Area
1st Floor925 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Architectural StyleConventional Style
Exterior MaterialSiding Exterior
Roof MaterialComposition Shingle Roof
Lot Area8,866 sqft (0.204 acres)
Depth X Width143 ft x 62 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeCarport Garage
Garage Area390 sqft Garage
CarportCarport
Carport Area390 sqft Carport
Deck Area250 sqft Deck

Utilities and HVAC

Heating SystemHVAC Heating
SewageMunicipal Sewage

Location & Zoning

Account Number021528
Street Address528 MARY ST
CityFREDERICK
StateMD
Zip21701-6230
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLT 146 BLK D 62X143 528 MARY ST. FREDERICK
Legal SubdivisionFREDERICK
Legal BlockD
Legal Lot Number146
JurisdictionFREDERICK MD
Minor Civil Division2, FREDERICK
Census Blockgroup2
Census Block2006
Census Tract765100

Owner

Source: Frederick County records · APN 02-021528

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address528 MARY ST, FREDERICK, MD 21701-6230
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 08, 2022Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Nov 29, 2021Intrafamily Transfer, Transfer · Federal Housing Administration (FHA) Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 29, 2021
Deed SaleNov 29, 2021
Prior SaleApr 17, 2007
Deed Book / Page15525 / 467
Prior Transfer DateNov 15, 2021
Prior Transfer Doc0155250467
Record RefreshedSep 20, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address528 MARY ST, FREDERICK, MD 21701-6230
Transaction TypeMortgage
Record UpdatedJun 22, 2022
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address528 MARY ST, FREDERICK, MD 21701-6230

Mortgage

Document Number0159690312
DateJun 08, 2022
Book Page15969/312
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueMay 11, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

November 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFREDERICK MD
Recording DateNov 29, 2021
Property Address528 MARY ST, FREDERICK, MD 21701-6230
Document Number0155250467
Book / Page15525 / 467
Map ReferenceMB 3 FO 118
Instrument DateNov 15, 2021
Transaction TypeTransfer
Record UpdatedDec 13, 2021
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address528 MARY ST, FREDERICK, MD 21701-6230

Mortgage

Document Number15525477
DateNov 29, 2021
Instrument15525/477
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term181 Months
DueDec 01, 2036

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$260,967 (+5.65%)$288,900 (+16.96%) Land $153,500 Building $135,400
2025$3,911.00 (+4.77%) Homeowner's exemption$247,000 (+30.78%) Land $115,400 Building $131,600$247,000 (-) Land $115,400 Building $131,600
2024$3,733.00 (+7.18%)
2023$3,483.00$188,867$247,000 Land $115,400 Building $131,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskLow
above 2% of the US · above 4% of Maryland
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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